Your question is too vague. If you are asking what defense do you have against a repo company if your payments are behind and they came and picked up your car without breaking the law, then nothing.
If your payments are current and there is no legitimate repossession order, then they stole the car.
There are too many variables to answer this question accurately.
only a drivers license
I only know about the state of Massachusetts. And yes in our state they have one hour to report the repossession to the police department in the town of which the car was taken.
contact repossession companies or car dealerships in your area
If it was a wrongful repossession, get an attorney and they will get a copy of it. Otherwise, what could you possibly do with it?
The LENDER is responsible for every detail of a repossession. They may pass the costs of repair on to the repo company.
newdiv
AE Recovery and Towing is a local repossession company in Phoenix, AZ. www.aerecoveryandtowing.com
As much as the repossession company charges. These are private companies with the latitude to set their own fees.
The repossession company is not responsible for returning belongings. The repossession company is responsible for notifying you where you can pick up your belongings and at what times. Some companies charge you a storage fee or only give you a few weeks to pick up your belongings before they become theirs.
Some do, most do not.
The tow/repossession company has to notify the police of the repossession so the car can't be reported stolen..
call the finance company and tell them that you want to do a voluntary repossession and they will take it from there.