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Take them to small claims court for the damages. If they didn't have permission, you should have reported it stolen and had them arrested.

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Q: What do you do if someone borrowed your uninsured car without permission and was at fault in an accident?
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What happens if someone has an accident in an uninsured car that is not theirs?

The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.


What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?

They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


What actions can someone take if an uninsured driver hits them on the road?

If you are hit by an Uninsured Driver you should take the following actions- Contact the police, get information from and on any witnesses that saw the accident and get photographs of the vehicles and the accident scene. Another important step to take beforehand of the accident is to make sure you have Uninsured Motorist Insurance on your Car Policy.


If someone borrows your car and has an accident and they have a non car collision and you have no insurance are they responsible to pay for your car?

You loaned him the vehicle knowing your property was uninsured, that is usually considered a risk you accepted. It also subjects both you and the driver to certain fines and penalties. You could be held equally and seperately liable (100%) for anything and anyone he hit while driving your uninsured car with your permission. Never drive a car without insurance on it and certainly don't loan it out to others. You might have some luck in a small claims court as far as your property damage. just depends on what your agreement was when he borrowed it


Does uninsured motorist coverage cover an uninsured driver of the car in a single car accident?

No. Uninsured motorist coverage protects the owner of the vehicle which is damaged due to the actions of an uninsured driver of another vehicle (or damage caused by a hit-and-run driver). I think what you are asking is known as a 'permissive' driver - someone who was driving another person's vehicle with the owner's permission, but who is not actually named on the policy. The answer to this is 'probably' depending on the insurance company and the provisions of the policy itself, but if provided for would cover them like they were a named insured on the policy.


In North Carolina if you have liability coverage only and you damage a friend's car while driving it with their permission are you considered an uninsured driver by your friend's insurance company?

No. If you are driving a vehicle with someone's permission, they assume the risk of letting you drive it and therefore their insurance company also assumes the risk. Under the policy contract, you would be considered an 'insured' because you had permission to use the vehicle. If you were responsible for the damage to your friend's vehicle and the accident was your fault, the only coverage to file would be Collision Coverage. Uninsured motorist is a coverage that would pay for damages to your friend's vehicle if you had been involved in a hit and run accident in which the unknown driver is at fault or if the other driver is known, is at fault and does not have insurance.


I am not insured and I have had a acciedent?

If the accident was your fault and someone else was involved their uninsured motorist insurance will pay for their damage. The bad news is that they WILL sue for the amount they had to pay out.


Can a uninsured driver borrow someone's car which is insured and be covered on that policy if you also get the owners permission?

This can depend on how the owners policy is written and the state laws. Some policies will not cover anyone that is borrowing a car even with permission.


What happens when you have permission to drive someone elses car and have an accident and you only have a learners permit?

then your both screwed


If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.


Who is repsonsible if someone you did not give permission and does not have a license causes an accident my daughter who is listed on my policy did give permission?

You are still responsible for her and her decisions Legally the owner of the vehicle is going to be held liable.