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The lawsuit will proceed according to the established laws of the state in which it is being heard. The defendant is not required to respond to a civil summons nor to appear in court, however, failure to do so will usually result in a default judgment being entered in favor of the plaintiff.

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15y ago
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10y ago

When this happens, you are being 'sued' for the amount owed on a debt. If you have been served a summons, it is now your responsibility to appear before a court judge or magistrate and state your case why you refuse to pay the debt.

If you do not appear as ordered, you will have a summary judgment against you wherein the courts says you owe the debt and must pay the full amount. Since it is considered a civil matter and not a legal one, you will not be arrested for failing to appear (see the Fair Debt Collection Practices Act brochure from the Federal Trade Commission Website).

In any case, it is NOT in your best ignore the summons--even if you do not owe the debt.

If you fail to appear, the court could rule you owe the money and you WILL have to pay it or go through other, expensive court proceedings to prove the original debt wasn't yours and you just didn't show at the first hearing with the debt collector. That's a hard one to win.

As always, when in doubt about legal matters, consult an attorney that specializes in your type of concern.

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Q: What happens if you do not answer a summons for a debt summons?
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Debt collectors sent a summons?

A summons from a debt collector notifies you that they are proceeding with a lawsuit. You may want to get an attorney or prepare your defense for a court of law.


What to expect at a court summons for credit card debt?

You have to attend court on the day stated on the summons. On that day, you will be asked if you know about the debt, and whether you accept that you owe the money.


Who is responsible for a debt the couple is separated and wife is at the residence and a summons was served to the wife.?

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Can I refuse to accept a summons on a bad debt?

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Can a debt collector serve a relative with a summons for the debt of another relative if they live at the same location?

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Can I get summons if I don't pay a months rent and then vacate the premises?

That depends on the legal system of your country. In the UK - you would be traced by a debt recovery firm, who would issue a court summons. You would then have to explain to a judge why you are not liable for the debt.


Can a credit card company issue a summons for unpaid debt or can a credit card company retain services of an attorney and sue for unpaid debt?

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The debt is medical costs and is only a few hundred dollars, which I can easily pay and hope to avoid court appearance.


What do you do if you have been served a civil summons for your ex-husband's credit debt?

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