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Answered 2006-06-02 11:43:15

Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.

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Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


Well Someone will sue you and the insurance will do something about it!


Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


No it is not a no fault state. Ohio is a tort state meaning that someone must be found to be at fault in each accident.


They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.


He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.


Their insurance would be primary and your insurance would be considered secondary when filing a claim.


It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.


If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.


The other person can sue you because you are at fault for the accident.



Whether or not either of you have insurance has nothing to do with determining fault. One of you is at-fault and it is the responsibility of the at-fault party to pay for the damage they caused. Regardless if you are insured or not, if you are not at-fault in an accident you should retain an attorney and sue the at-fault party.


No. If the accident was your fault, you can not get money from the other person's car insurance.


why does someone always need to be at fault. its just an accident, get on with life and claim it on your own insurance, instead of trying to find someone to blame


Not if it is deemed to be 100% the other drivers fault and they have insurance.


It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.


Yes. The terms of your insurance policy are not relevant if the other party is at fault.


If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.


No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.


If the accident was your fault, the other party's insurerhas no duties owed you.



When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.



Hope that you have lots of money.. Tell me your not stupid enough to drive a car with out insurance....



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