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Laws regarding the duty of a creditor after a repossession will vary by states. Some states require the creditor to give you notice of the sale in order to be able to recover a deficiency judgment, but there may be 50 different answers to your question depending on the state where you live. Send the lender a certified letter stating unless you here from them in WRITING in the next ten days you will assume your debt is cleared....also check your credit report and see if they have reported anything,if they have dispute it since you have no notification.Good Luck

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Q: What do you do if you have not received anything from your repo or creditor and it has been 93 days since the repo and no notification of anything?
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