If your credit is poor, you will need to take the time and begin rebuilding. Start with applying for a secured credit card. Select the card that is best for your needs as multiply credit applications can lower your score. Once you receive the secured card, use it to charge small purchases, say once every couple of months, and pay off the balance in full to begin a repayment history. With any credit application, read all the rules of the card including minimum balance, minimum monthly payment, default interest rate, grace period, monthly fees [if applicable] and when the cardholder would be eligible for an unsecured credit card [can the secured be turned over the an unsecured?]
10 years...same as any place.
Bankruptcy stays on your credit report for 10 years. If you filed in 2004 it will drop off the month of your filing in 2015.
a poor credit rating would be 0
You can find credit cards for those with poor credit at www.creditcards.com.
I have a good income but poor credit.
For people requiring loans when they have a poor credit rating then they may be able to get a poor credit loan from several companies advertising poor credit loans. Sites such as Tesco Bank and Norton Finance offer loans to people with poor credit.
There are pre-paid cards and secured cards available for those with poor credit.
Do you mean, how long will it take the credit card company to stop bothering you? It continue in one way or another until you have the debt discharged through bankrupty.
credit for the poor is a myth. poor people shoud just learn to live with and love being poor. when you are poor you dont have to worry about what to do with all of your money
Mastercard is a well-known company that offers a credit card to people with poor credit ratings. The objective is for those with poor credit to be able to strengthen their credit ratings if the card is used responsibly. Capital One and First Premier also offer credit cards to those with a poor credit rating.
Yes, you can. As long as it has been 180 days since your discharge.
Many online services can offer personal loans even if you have poor credit. Many local loan services also offer poor credit loans.