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If your credit is poor, you will need to take the time and begin rebuilding. Start with applying for a secured credit card. Select the card that is best for your needs as multiply credit applications can lower your score. Once you receive the secured card, use it to charge small purchases, say once every couple of months, and pay off the balance in full to begin a repayment history. With any credit application, read all the rules of the card including minimum balance, minimum monthly payment, default interest rate, grace period, monthly fees [if applicable] and when the cardholder would be eligible for an unsecured credit card [can the secured be turned over the an unsecured?]

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โˆ™ 2006-02-18 22:55:44
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Q: What do you do if your credit is poor and you have a bankrupty?
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Related Questions

How long bankrupty stay on credit in IL?

10 years...same as any place.


If you filed bankrupty in 2004 how long will it be on my credit?

Bankruptcy stays on your credit report for 10 years. If you filed in 2004 it will drop off the month of your filing in 2015.


What is a poor credit rating?

a poor credit rating would be 0


Which websites carry information on credit cards for individuals who have poor credit?

You can find credit cards for those with poor credit at www.creditcards.com.


Where can you get a loan at with bad credit?

For people requiring loans when they have a poor credit rating then they may be able to get a poor credit loan from several companies advertising poor credit loans. Sites such as Tesco Bank and Norton Finance offer loans to people with poor credit.


Get a 4000 loan with poor credit but good income?

I have a good income but poor credit.


Why credit for the poor is not really for the poor?

credit for the poor is a myth. poor people shoud just learn to live with and love being poor. when you are poor you dont have to worry about what to do with all of your money


How can you get a credit card with poor or bad credit?

There are pre-paid cards and secured cards available for those with poor credit.


Which companies provide credit cards for people with poor credit ratings?

Mastercard is a well-known company that offers a credit card to people with poor credit ratings. The objective is for those with poor credit to be able to strengthen their credit ratings if the card is used responsibly. Capital One and First Premier also offer credit cards to those with a poor credit rating.


What is the statute of limitations on credit card debt in Coloado?

Do you mean, how long will it take the credit card company to stop bothering you? It continue in one way or another until you have the debt discharged through bankrupty.


How can credit cards be obtained with poor credit?

To obtain a credit card with poor credit, you will need to apply to companies that target people with poor credit. Some of those companies are: Orchard Bank, Capital One and First Premier Bank.


Can i be made bankrupty with in 12 month previous bankrupty order?

Yes, you can. As long as it has been 180 days since your discharge.


Where can I apply for a poor credit personal loans?

Many online services can offer personal loans even if you have poor credit. Many local loan services also offer poor credit loans.


What companies offer auto loans for individuals with poor credit?

Some companies that offer auto loans for individuals with poor credit are Cars Direct, Blue Sky and Coquitlam Auto Credit. Individuals with poor credit can get special auto loans.


What is the meaning of credit cards for people with poor credit?

The meaning of credit cards for people with poor credit refers to credit cards that are approved to people that have had financial problems or debts in the past. They usually allow one to rebuild their credit score.


have poor credit need 5k personal loan where do i go?

have poor credit need 5k personal loan where do i go


How can one get car finance assistance with poor credit?

When looking for car finance assistance with poor credit, there are options. Plenty of businesses offer services to people who have poor credit, however often there are higher interest rates.


How can one get a mortgage loan with poor credit?

Some companies offer mortgage loans for people with poor credit but in general, they are difficult to find. In general, one will need to prove that they can make up for the poor credit in time by showing their credit record and income status.


Can someone get a housing loan with poor credit?

Poor credit decreases the chances of getting a housing loan. However, many companies offer assistance to those with poor credit and it is never too late to improve one's credit and improve the chances of getting a housing loan.


What are the ramifications of a poor credit score?

Having a poor credit score impacts one's ability to get a credit card and even a mortgage. If one is still able to get a credit card, the interest rate is likely to be higher and the credit limit lower.


Is house mortgage discharged in bankrupty?

yes


If your brother authorizes you on a credit card would your poor credit score affect him?

no


Can you get a credit card just by walking into a bank and applying for one?

Yes, if you have established credit or good credit. If you have poor credit or you're credit is new, you most likely won't get approved for one. If you have poor or no credit, look for Capital One credit card mailers. They do have annual fees, but usually they are the credit builder cards.


Can I get an auto loan with poor credit history?

Many companies offer car loans to people with poor credit histories. In Canada for example, www.canadaautoloan.net offers car loans to car owners with bad credit or no credit.


Where could one get a loan if they have a poor credit score?

There are lots of places where someone can get a loan if he has a poor credit score. Some of these places are Spring Finance, Blemain Finance and Midland Credit.