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You will have to take them to court if it was their fault. Many times you can garnish their wages for not paying up.

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โˆ™ 2006-04-06 22:49:41
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Q: What do you do when the insurance company of the driver who was at fault refuses to pay for the accident damages?
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Can the insurance company of the person at fault refuse to pay for the damages if their client claims he or she is not guilty?

In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages

What to do if the insurance company refuses to pay sufficient car damages?

I would take the person who caused your accident to small claims court. Make sure you have all your paper work in order and can state your case.

What happens if the at fault party of an accident refuses to contact his insurance company to report it?

You only need to report it if you are expecting some compensation.,

Your husband had and accident and charged with careless driving now every company refuses him Do anybody know what company would take a chance only 1 accident on his MVR?

He can get an assigned risk policy from any auto insurance company.

Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?

yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.

What are the requirements on reporting an accident to insurance company if it is not your fault?

Most companies do not require you to report the accident to your own insurance company, but if you later find out the person did not have valid insurance or the other insurance company refuses to pay and then you later have to file a claim on your policy, it will slow down the claim process. Plus, each state has a statute on the time limit you have to file a claim and want it to be covered.

how to get insurance papers of contractor who refuses to give them?

If your contractor refuses to give you copies or originals of the insurance papers, contact the insurance company themselves. If the insurance company name is not known, call the state you live in to inquire.

What do you do if the at fault drives insurance company refuses to cover damages to your car?

That's your insurance companies problem, let them deal direct with them on your behalf (their job) and the two can decide which one pays. Just get some estimates and have the deductible ready.

How soon must your husband consult with a lawyer after an auto accident?

Generally you first file an accident report and file a claim with the insurer. You would not need to consult an attorney at all unless the insurance company refuses to cover your loss.

How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?

The insurance company will pay you the worth of your car minus your deductible.

What happens if you have an accident and your insurance company refuses to pay?

Many health insurance companies offer what is called "Pay and Chase". Meaning, your health insurance company will pay your hospital claims and chase the automotive insurance for the rest of the money. It is possible that you may have this type of plan. If that is not a possibility to you, you could entertain the possibility of legal action. It might be far less costly and stressful to contact your insurance company first.

How can you find out somebodys insurance company?

Insurance Policy Information is covered by the Federal privacy act. You will have to ask them for their insurance information, If you have been involved in an accident and the other party refuses to release that information to you and you have a bonifide claim, Then you have the option to sue the responsible party and have the court order the information to be released to you.

Does a 17 year old driver have to give a statement to the insurance company if he was not at fault in an accident?

Yes, It's part of your insurance contract that you signed when you applied for coverage. All insurance contract terms require that a statement be given by any and all parties regardless of age so that the Insurance Company can determine who is at fault. Refusal of a statement can cause you to be found liable by default of your insurance contract. It makes you sound guilty as you seem to have something to hide. It's usually the at fault party who is is afraid or refuses to give a statement. In these circumstances you will generally be determined at fault and will be entered in your insurance record and you insurer will have to pay the other party for all damages up to your policy limit. Refusal to honor the terms of your contract by not giving an accident statement can also cause your insurer to cancel your policy and you may have difficulty finding another insurance company in the future as your driving record will indicate that you are uncooperative and you have violated the terms your previous insurance contract.

If your vehicle was damaged while in parking gear and the insurance company refuses to pay for transmission damage what recourse does one have?

Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.

Will homeowner's insurance cover an overflow toilet?

No. Homeowners insurance does not provide coverage for routine expected plumbing maintenance issues. However, If you have "Accidental Water Discharge" coverage on your policy, then you will be covered for resulting damages from the overflow but not for the actual plumbing repairs needed. If you have damages that resulted from the overflow, once you have made the required plumbing repairs the company will invoke the damage coverage. If you do not make the necessary plumbing repair then the insurance company will not fix the other damages that resulted from it. The reasoning is that if the homeowner refuses to maintain the home, then this is a moral hazard (negligence) on the part of the homeowner and the damages that result from lack of maintenance will be ongoing.

When does an insurance fraud occur?

Insurance fraud takes place whenever an individual takes action to receive benefits that they are not due. Classic examples of this may be burning down an insured house to collect the damages, or killing a spouse to collect life insurance. These are extreme examples, but they demonstrate the basic concept of fraudulently collecting insurance. Inversely, insurance fraud occurs when a company providing coverage refuses to pay out when the terms requiring payment are met. Recently the insurance company Aflac was accused of neglecting to pay out the claims incurred during the earthquake that shook Japan.

What is recourse for homeowner whose insurance company paid contractor in full and contractor refuses to complete the job as agreed to with the insurance company?

Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.

What can I do to get my car fixed when the owner of the responsible car refuses refuses to pay for damages done by a boyfriend driving and her insurance won't pay because he was excluded?

I hope you got a police report. If not call the PD and ask them if it's too late to file a report, some will do one weeks after as long as both parties agree it occurred. Second, appeal to your insurance company to file the claim under uninsured motorist insurance (you SHOULD have it). If all else fails, all you can do is go to small claims court.

How do you handle an auto accident on private property with no insurance?

Generally speaking, the person responsible for the accident is responsible for the damage. If the responsible person refuses to pay ot doesn't pay fast enough, the other can sue them if they wish.

Who do you sue if a fire damages your property and started on your neighbor's side?

There is usually no need to file a suit. You just notify your insurer of your loss. That's what you bought insurance for. If they determine the neighbor is liable for your damages, the insurer will subrogate from the neighbor. If your insurer refuses to pay for your loss and you are convinced your neighbor is liable for the fire and resulting damages, then you might consider a suit. Bear in mind that just because the fire started on your neighbors side, doesn't necessarily mean that they started the fire themselves or are financially liable for it. I would also recommend to contact your insurance company ASAP.

I sold my house and my insurance company refuses to cancel my homeowners insurance unless I supply them with a settlement closing statement I live in Florida Is this the law?

If your home is/was mortgaged - the insurance MUST be in effect as protection to the mortgage holder. The insurance company is just making sure that you are not cancelling what is MANDATORY coverage to save yourself some money.

What can I do when a health care insurance refuses to give treatment?

You may want to contact your health insurance business office and find out the reason for the refusal to pay for treatment. Each insurance company has their own rules and regulations regarding what they will cover.

If a cable company drills holes in your siding to install without getting your permission then refuses to fix them when you change companies what rights do you have to complain?

You can sue for damages. Document everything you can. Then seek legal counsel.

Can you remove your child from your auto insurance policy?

Yes, You will need to file a form 515A with your auto insurer. The form 515A excludes your child or any other person from all coverage afforded under your auto insurance policy. Bear in mind, that once the Form 515A has been filed, There would be no coverage if the excluded person is later involved in an accident in one of your vehicles regardless of the reason they were driving. The exclusion applies to liability for damages and injuries to others as well as damage to the vehicle being driven. If your agent refuses or declines to provide you the form 515A, you can submit the form directly to the insurance company, bypassing the agent or alternatively just find another company that will allow the exclusion.

Drunk driver hit your parked car and his insurance refuses to pay for all damages what can i do and what laws apply?

In Australia you would have to take him through a small claims court. and have him pay the cost for the legals as well. if you have the money to start of with.