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Answered 2006-07-26 19:07:23

Companies use rating symbols for various things. Normally the vehicle symbol for comp/coll is based on the new purchase price of the vehicle. The higher the number the higher the insurance will cost. Some companies have their own symbols assigned to vehicles while most use the ISO (Insurance Services Office,Inc.) standard symbol.They also use your age in rating and you marital status in pricing auto insurance. A symbol will be assigned your vehicle when new and can go down over time depending on the replacement cost of the vehicle. For instance ISO symbol for an Infinity M35 AWD is 22 for new cost but, 21 for a 2005 model. Another example is a symbol of 10 for some Ford Ranger pick ups while a symbol for most Mercedes are 27.

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