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Liens

What does a lien against a house mean?

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Wiki User
September 16, 2009 10:52PM

Answer

A lien is a creditor's claim against a property. Two common examples of creditors are banks or contractors (mechanics). The claim may or may not be valid. As soon as the debt is paid the lien is removed. Paying off the debt and removing the lien are two separate actions. Once you pay off the debt a separate action removes the lien. Likewise, a lien (claim against the property) can be removed before the debt is paid.

A mortgage is a lien against a house; if the mortgage is not paid on time, the house can be seized to satisfy the lien.

Related Questions

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That means someone has obtained a court judgment against you and the lien must be paid before you can sell or refinance your property.

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Yes. A lien means that it can't be sold without settling the debt. It doesn't mean that it can't be rented or leased.

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You would be aware if a lien is placed on your property. You should receive notice and a copy of the lien.

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You can find out about taxes, a lien or whatever at the courthouse, it is public knowledge

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If you have a civil judgment or lien against you in South Carolina and you pay you house off, they can not take it directly from you. They may be able to put a lien against it until you pay the debt off.

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If you have a landlord then you don't own the house. A lien on a house would be against the owner of the property. The landlord owns the house and they wouldn't place a lien on their own property. If you owe a debt to a landlord they can file an eviction in the housing court and file a lawsuit against you for the money you owe.

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A lien is a claim against your property by a creditor. You cannot sell or mortgage the property until the lien has been paid.

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Yes, a lien can be placed on a house that is in a trust in California. It would be placed against the beneficiaries listed on the property.

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They can put a lien on your house if they have obtained a judgment against you. Then, when you sell your house, you will have to pay them first.

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Notarization has nothing to do with a house lien. As long as they are serving as a notary and being truthful there is no reason not to.

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Yes, a lien can be filed on a piece of real property, regardless of the owner. However, the reason for the lien has to be directly related to the actual owner or the property itself. i.e., if a trust owns a house and I live in the house, and you have a judgement against me, there is no attaching a lien on the house for my debt.

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A lien is a claim against the value of property, such as a house or a car. The property cannot legally be sold or transferred without settling the lien.

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The lien doesn't usually affect after-acquired property unless it's an income tax lien. You cannot mortgage, refinance or sell the property against which the lien was recorded. That is exactly the purpose of recording a lien in the land records.

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Liens are filed against properties, not people. Judgements are filed against people. You can buy without paying a lien on a different property, but not without paying a judgement.

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Yes, however the judgment lien would take second place after the existing lien(s).

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When a lien is recorded against your property you cannot sell or mortgage the property until the debt is paid.

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Sure. The lien would pass to their inheritors just as any other asset.

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just like any other house you just hve to pay the tax lien to who evers holding it against the house Really? I would only have to pay the tax lein, no other hidden fees?

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Yes and no. The contractor can file a lien against your house for non-payment. Even if you honestly don't owe the contractor any money, he may still lien your house; he will eventually have to prove the lien's validity in court or it is automatically released. No lien can be filed against your car. However, if the contractor gets a judgment against you, that judgment may be executed against your car and home to secure payment.

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Assuming you are talking about an IRS lien, then yes. If you were not liable for the taxes, then the lien should not be on your property. The first thing to determine is whether or not the lien actually attached to your property. If the previous owner of the house owned the house at the time the lien was filed, then the lien probably legally attached to the house. If this is the case, this is something you should take up with the title company that did the title work when you purchased the house. More common is that the IRS filed a lien and the address they had on record was still his old house (your house). Just because the lien had that address on it doesn't mean you have a lien on your house. If the property wasn't his, then it did not legally attach. If a title company still has issues with this (if you are trying to sell your house), you may need to get a Certificate of Non-Attachment from the IRS to show them that it's not attached.

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Yes. Ask the court how to have the lien recorded in the land records. The owner will not be able to sell or mortgage their house until the lien is paid. You should arrange to have the lien recorded ASAP.

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There is a $2,700 lien against the Gosselin's old house because the Gosselins have not paid the water bill. As Kate Gosselin has explained in interviews, she is responsible for all the household bills. There is no information on why the bill is unpaid.

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The law involving liens is quite complicated. If you need to file a lien against someone's house, then I strongly recommend you retain an attorney to prepare and file the lien documents. That way, you will avoid any costly mistakes.

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Generally, a person can record a lien against the property of another only after obtaining a court judgment.