It covers the lien holder interest only in the described property. There is no coverage at all for the borrower / debtor.
It covers the finance company. nobody else.
Yes it would but if it were due to the landlords negligence his liability insurance would cover the loss. Your insurance co will chase the claim against his for you. Place a claim with them.
It would definitely be worth getting liability insurance for your new business. It is in place to protect businesses from being sued by a third party due to negligence. Having liability insurance is a must for any business. Liability insurance, or business insurance, protects your company against lawsuits that claim you failed to use reasonable care.
That depends on what your trying to insure against. There are many types of liability insurance in the market place.
No, your collision and other than collision would be the place to get those coverages. Liability protects you from having to pay if you injure or damage someone else or their property.
There are many websites online which offer liability insurance. Websites like AXAInsurance, Co-operative Insurance and Nationwide are a good place to start.
There are many place to get Renters Liability Insurance,some of which are State Farm,Geico,Shelters insurance, and there are many more to check out what they offer.
Forced placed insurance coverage is insurance that is put on your property without your control because you either don't have the insurance you are required to carry or the mortgage company has not received a satisfactory copy of the insurance declaration page. You are responsible for paying for this coverage as they add it to you mortgage account balance. The forced placed coverage on covers the balance of the money owed on your mortgage and does not cover anything else like your contents are not covered, liability is not covered, etc. Only the banks interest is covered and the price is extremely high especially when you consider what they are actually covering.
Professional liability insurance will protect you against lawsuits arising from your actual professional services rendered. Suppose you have a consulting business, and you are sued for providing incorrect information, that would be a professional liability. Insurance agents and accountants need a similar coverage called Errors and Omissions. Doctors and Lawyers need Malpractice... General liability pertains more to premises coverage for your place of business, to protect you against situations like a slip and fall. General liability would also cover any damages or bodily injury that your business caused while at a customer's location. It would also cover you for your products or completed operations of your business. Most general liability policies specifically exclude professional liability.
You NEED public liability insurance (if you are mobile) and public liability and buildings liability if working from a salon (or at festivals for your festival tent). you cannot get insurance for BLACK HENNA as it is very unsafe and no-one in the UK would insure you to use it It also helps if you have FULL RISK ASSESSMENTS to cover you in any case of a person claiming. And health and hygiene in your work place is important too.
Any brick and mortar store is required to have certain kinds of insurance to protect them and their customers against harm. This is a place of business - even churches have liability insurance policies.
I don't see any need for liability insurance in the case you described. In cases where you have a homeowners association or a condo owners association and they own common property such as a swimming pool, parks, roofs, sidewalks, etc. then they would have a need for both property and liability insurnance to cover these areas. This is what you dues are in place to pay for as well as maintenance.