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The basic structure of a homeowners policy looks like this:

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โˆ™ 2006-09-17 15:56:20
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Q: What does homeowners insurance cover?
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Related questions

Does homeowners insurance cover foreclosure?

No. Homeowners Insurance does not cover the owners default on a mortgage note.


Does homeowners insurance cover your child damaging the neighbors vehicle?

No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Does my homeowners insurance cover a neighbors dog attacking my dog?

Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.


Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.


Does homeowners insurance cover hospital from a car accident?

No, Homeowners insurance is for the house. it does not cover cars or car accident claims.


Will homeowners insurance cover removal of healthy trees?

No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.


Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!


Will homeowners cover tire theft?

Homeowners insurance does not cover automobile nor there parts.


Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.


Does homeowners insurance cover vandalism to a visitors car in your driveway?

No. Homeowners Insurance does not coverage for automobiles.


Will homeowners insurance cover damage to the neigborh house by your car?

No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.


Homeowners Insurance?

form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance


Does homeowners cover a murder of a person on the policy?

Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.


Will homeowners insurance cover university student?

A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.


Does my homeowners insurance cover another person if they are hurt on someone else's property?

No, Homeowners insurance is not a replacement for medical insurance.


Does homeowners insurance cover slashed tires?

NO. Homeowners insurance policies do not provide coverage for automobiles. That's what auto insurance is for.


Does a standard homeowners insurance policy cover the death of the insurer?

No, Homeowners Insurance does not provide the coverage of a life insurance policy.


Does homeowners insurance cover demolition?

Yes. That is covered on a homeowners policy.


Does homeowners insurance cover garage doors?

It would cover you under your Buildings insurance


Will homeowners insurance cover pet care after a fire?

No, your homeowners insurance would not provide coverage for your pet.


Car stolen from business can you file on homeowners insurance?

No. Homeowners Insurance does not cover auto theft from a business.


Does homeowners insurance cover the root cause?

No. homeowners insurance covers resulting damages of the covered perils.


Does homeowners insurance cover a renter?

No. That's what renters insurance is for.