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Homeowner's Insurance

What does homeowners insurance cover?

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Wiki User
2006-09-17 15:56:20
2006-09-17 15:56:20

The basic structure of a homeowners policy looks like this:

1

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No. Homeowners Insurance does not cover the owners default on a mortgage note.

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No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.

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Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.

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No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.

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Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.

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No, Homeowners insurance is for the house. it does not cover cars or car accident claims.

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You mean cover the owner who is listed on the policy? =No!

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Homeowners insurance does not cover automobile nor there parts.

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No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.

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No, your Homeowners Insurance will not. Your Medical Insurance Will.

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No. Homeowners Insurance does not coverage for automobiles.

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Yes. That is covered on a homeowners policy.

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No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.

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No. That's what renters insurance is for.

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No, That's what unemployment insurance is for.

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Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.

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A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.

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It would cover you under your Buildings insurance

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No, Homeowners insurance is not a replacement for medical insurance.

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NO. Homeowners insurance policies do not provide coverage for automobiles. That's what auto insurance is for.

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No, Homeowners Insurance does not provide the coverage of a life insurance policy.

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No. Homeowners Insurance does not cover auto theft from a business.

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No. homeowners insurance covers resulting damages of the covered perils.

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No, your homeowners insurance would not provide coverage for your pet.


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