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Answered 2005-07-09 22:21:01

Most homeowners policies now have an total exclusion for wind damage or a higher deductible for hurricane damages. This should be stated on the declarations page of your policy (where you see your coverages and limits and cost of each). //

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How do you claim auto insurance when you wrecked your car on your property?

It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.

Who is responsible for damage to a repossessed car?

The tow company is responsible for damage they did to the vehicle, if they claim they didn't do it you have to prove it and make a claim/sue them, otherwise you need to claim it on your insurance.

What is the standard policy for minors who are passengers in auto accidents and who gets the claim?

Anyone who suffers injury or property damage in a collision is allowed to file a claim to insurance companies. Damages are to be paid by the insurance company of the person deemed to be at fault. In the case of injury to minors, damages are to be paid to the parents or guardians.

Can you take back a claim once you submitted it to the insurance company?

You can take back a claim for damage to your own property. You can't take back a claim where you are liable for damage to another party.

Can you withdraw a claim from your home insurance?

Yes you can withdraw your claim, but once reported, the damage and the claim filing are still on record.

Is Flood damage to movable property is insurable?

Technically, it all depends on whether your insurance covers the kind of damage sustained by your car. If your insurance policy covers flood damage, then you can easily claim from the Insurance company. If you read your policy carefully, it will reflect whether or not the movable property is insured and whether or not flood damage is covered. But most likely, even though the property IS covered, you will only be able to claim an amount less than that of which you had spent to purchase the movable property. I certainly hope you paid the premiums religiously. Otherwise, your policy will be deemed to have lapsed.

Can you file an insurance claim with no damage?

Without anything damaged, lost or stolen there is nothing to claim.

Can reposession company file a claim with your car insurance company to fix preexisting damage?

If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.

Can you claim against your neighbor for fire damage to your property where the fire started on his property but negligence cannot be proven?

You would have to be able to prove that your neighbor is responsible for your damage, otherwise you would have no claim.

Do you have to call your insurance company after an accident where your car has no damage?

no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it

Should you claim a fender bender or just fix it your self?

Only you know the extent of the damage and who your insurance will handle the claim.

Can you claim for damage to your gas boiler?

It just counts on what your insurance clam is.

What happens when there is an accident and both parties agree no damage then A week later they claim damage?

If an accident occurred, it is not uncommon to find damage after the fact. Even in slower collision, there can be damage underneath the bumper of the vehicle. Happens all the time. In those circumstance, the party at fault can choose to either pay out of pocket for the damage or file the claim with their insurance company.

Can you claim carpet damage on your homeowners insurance?

Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.

Why is a material damage proviso applied to a business interruption policy?

Before a claim can be allowed, a material damage claim must be admitted. There may be circumstances when the interruption results from damage on another insurance Policy - e.g. a supplier's etc. In this case, it is imperative that the wording is sufficient to react to 'any' material damage caused by an insured peril.

Can you claim rat damage on your house insurance?

you can but its not covered so I wouldn't bother

Can insurance companies find estimates before claim is filed?

It is not likely that an insurance company would be looking for an estimate of damage for an accident if no claim or loss notice has been filed. This is because without a claim or loss notice, then the insurer will generally not be aware that a loss has occurred. It is however common for an insured to get estimates for property damage prior to filing a claim. Minor property damage may often be at or below the insureds deductible and therefore the insured may decide not to file a minor claim based on the obtained estimates.

Can anything come out of being at fault in a minor accident with only little damage to your car and no damage to the other car and no information was asked by the other driver?

Probably not. If the other driver doesn't have any damage and didn't take any information from you then you are left with the damage to your car and you can decide to live with that or make a claim on your own insurance policy for that damage, if you have collision coverage. If you damage is minor I would probably not make a claim on your policy.

How do you make Home Insurance Claim for damage to electrical appliances from a power surge?

A lightning strike has very much the same effect on electrical appliances as a power surge. An electrician will not easily tell the damage from these two events apart. Insurance covers for lightning, not for a power surge. So in short, claim for lightning damage, not power surge damage.

How does WikiLeaks damage the government?

The leaking of sensitive communication between countries can threaten national security, government officials claim. They are kept classified for a reason. On the other hand, without WikiLeaks, some corruption would not be exposed.

How do I file a water damage claim?

If you have homeowners insurance, call the claims number on your policy. Explain the situation, have your policy number in hand, and if you have any receipts of damage or proof of damage keep it.

Will insurance help you with a claim if you only have liability?

Yes, they will help you with a claim. Find out what yo are covered for. Liability means there is no physical damage coverage for the vehicle.

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