That's just a term that marketers use. They buy your name and personal information from a credit bureau or from another business, and mail you a notice saying that you can apply for their credit card. You still have to be approved once you apply. There are normally a lot of asterisks, footnotes or "terms and conditions" clauses in small print that you should read. Applying for credit, whether or not you ever use it, can affect your credit rating.
You can get a capital one credit card by going to their website and applying. Also, sometimes you will be preselected and receive a notice in the mail with pre approval.
Preselected pretty much means nothing. It's a marketing phrase to make you feel special and means that your name appeared on the mailing list they bought. Preapproved can mean that your intitial criteria matches the lender's requirements for issuing credit. However, you'll see at the bottom of any mailer you receive that the company reserves the right to reject you if fail to meet all their criteria.
KI on a credit card machine mean?
It means a credit card company wants to put you into debt by giving you a credit card you can use.
If you mean a credit freeze, then no, you will not be able to use the card.
In terms of a credit card it means Card Verification code hence CVC.
Credit card negotiation is when you contact the bank and negotiate your credit card debt. This can mean negotiating a payment plan or just trying to get the overall debt reduced.
Card Verification Number
Card Verification Code
A secured credit card is a credit card for people with poor credit ratings that must deposit the desired amount on money before using the card. The card is similar to a pre-paid credit card that allows credit ratings to get better.
To transfer a credit card balance means to use the available credit on one credit card to pay off the balance of another credit card. This is often done by credit card holders to pay back a balance at a lower rate.
you will die :)