TOWING COVERAGE This type of coverage on an auto insurance policy may pay for reasonable expenses incurred for: * towing your car to the nearest place where necessary repairs can be made. * minor mechanical labor costs at the place of breakdown. * tire change labor costs * delivery of gasoline, oil or a loaned battery (but generally not the cost of these items)
Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.
The term "Full Coverage" can mean many different things to different people. Typically though it means that you have Liability Bodily Injury, Uninsured Motorist Bodily Injury, Collision, and Other Than Collision coverage. In states where Personal Injury Protection is mandatory then you would have that too. Beyond that I would not assume that a person has any additional coverage under a "Full Coverage" policy. This includes towing, rental car reimbursement, or medical payments coverage. In addition to that there are exclusions involved with all of the above mentioned coverage's. Be very carefull in making assumptions about what full coverage means.
Generally, I can't think if any way that your towing coverage would have anything to do with you auto loan. If your vehicle was repossessed and charged your account for the cost of repossession your auto policies towing and labor coverage would not cover this cost.
There are two very well advertised roadside coverage in Vancouver WA. The two that are listed in Yelp are ABC Towing and Recovery and Speeds Towing of Vancouver.
"Term" specifies the time and coverage of your life insurance plan.
Car towing may come with your insurance depending on what company and coverage you have. Ask your insurance agent if towing is on your insurance already, if not, there are packages available for an additional premium.
"full coverage" generally means including comprehensive and collision coverages. Though that doesn't include everything a policy offers, it's more of a slang term.
In dealing with a towed trailer, the liability coverage will extend from the vehicle towing to the trailer being towed but the physical damage coverage does not extend. This means that if you are backing up at a fuel station and the trailer backs into another vehicle then the liability will cover the damage done to the other car that is damaged by the trailer. Any damage done to the trailer itself will not be covered.
Liability Coverage, Medical Payment Coverage, Uninsured Motorist Coverage, Collision Coverage, Comprehensive Coverage,Personal Injury Protection, Towing and Labor Costs Coverage, Rental Reimbursement, and Sound system Coverage. Those are the options you can get and the payment type is deductible and premium. The deductible is what you pay for the accident and the premium is what you pay per month.
You'll need to read the policy and see. Sometimes you may have bought rental car coverage that will pay a set amount per day up to a maximum. Full coverage is a slang term used to describe a policy that offers comprehensive and collision coverage on a covered auto. Rental car and towing are usually additional coverages that you may or may not have. But even if you don't have that coverage, it may still pay in a collision claim. You need to read the policy to be sure.
The vehicle being towed has to have physical damage coverage itself in order to be covered for damage. A vehicle towing another vehicle does transfer the liability insurance to the trailer or object it is legally towing but the physical damage done to the object being towed does not transfer.
Contact the company that provides the coverage on the towing vehicle to get quotes for the travel trailer. Because of your existing policy, it will be easier for you to obtain additional coverage with a possible discount for multiple products.