answersLogoWhite

0


Best Answer

The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.

User Avatar

Wiki User

βˆ™ 2014-09-12 16:54:53
This answer is:
User Avatar
Study guides

selection process for all federal judges

appellate jurisdiction vs original jurisdiction in federal courts

how did the 14th amendment affect civil liberties in the united states

what term describes the view that only fundamental bill of rights protections should apply to the statesΒ 

➑️
See all cards
4.04
β˜†β˜…β˜†β˜…β˜†β˜…β˜†β˜…β˜†β˜…
55 Reviews

Add your answer:

Earn +20 pts
Q: What happens if an excluded driver on your insurance policy cause an accident but you let them drive?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

What does excluded driver mean on policy?

One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.


Who is responsible for a accidents costs the owner of the car or driver?

the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver


Husband has accident with my car and he's on the insurance exclusion list?

When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


What happens when you have a car accident with a driver that has no vehicle insurance?

I hope you had insurance for this. The uninsured motorist will probably be broke


What happens if a driver with a suspended license the registered owner's insurance pay?

What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?


What happens to you when a driver with a suspended license gets into an accident in your car?

Your insurance rate goes sky high.


What is an excluded driver in Florida?

an excluded driver is someone who IS on the policy but does not drive very often so they are excluded from driving. Alot of parents do this for their kids in college. They show up as having insurance because they are on the policy, but the parents dont get charged an arm and a leg for having them on the policyThat's WrongAn Excluded Driver is SPECIFICALLY NOT on the policy and there is NO INSURANCE if he is driving when involved in an accident. If a member of your family is named as an excluded driver, do not let them drive! In Florida, auto insurance consumers are allowed to "exclude" certain drivers from coverage under their insurance policy. This usually results in a lower premium. It also facilitates purchasing insurance as many insurers will not accept certain types of drivers. The purchaser ("insured") completes a form stating that they wish to exclude a certain driver(s) [sometimes this is part of the application for insurance and sometimes by a separate document] and the insurance company issues an insurance endorsement (additional form to the policy) that states, in essence, we do not provide coverage for the excluded driver. In Florida, an insurer cannot deny coverage for PIP or Property Damage up to $10,000 even if the driver is excluded as these are mandatory coverages.


What happens if the other driver in an accident denies liability?

Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.


What happens when you get hit by an uninsured driver who is completely at fault and he gets insurance the next day and wants to put it on insurance?

If the insurance is not valid on the day of the accident, there is no coverage.


Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?

yes yes


Can you drive a car if you are a excluded driver but you have your own insurance policy on a different car?

If you are excluded as a driver on a policy that means that no coverage for any type of claim will be paid on any vehicles on that policy. It also means that the insurance company will not pay for anyone else's damages caused by the excluded driver. Excluded mean no coverage at all.

People also asked