When a DPPO is primary coverage, the charges paid by the patient are based on the agreed DPPO discounted fees--not the DHMO schedule of charges. The dentist would bill the DPPO for the procedures performed. If the dentist is in the DHMO network, he or she would also get his or her regular capitation payment for that patient.
Why not? What are the terms of the 2nd Insurance?
Anyone who can afford the payments can apply for HMO insurance. Many people can apply for HMO insurance through their employer. People can even get HMO insurance themselves and be self-insured.
Health insurance. HMO = Health Maintenance Organization.
HMO
"An HMO health insurance plan requires you to choose a primary care provider from doctors within your network. You will see this doctor for typical health issues. If you need to see a specialist of any kind, you must receive a referral from your primary care doctor to be covered by insurance."
Yes, if you are contracted with the secondary payor, PPO contract, HMO contract, etc, you are bound by your contract to bill the plan
Medical providers are not required to take patients, regardless of the type of coverage.
You submit an EOB from the Medicare HMO with your Medicaid claim.
Secure Horizons offers medical insurance for Medicare. You can chose from Medicare Advantage which is similar to an HMO or Medicare Supplemental which will cover what your primary insurance will not.
There are several policies that you can purchase an hmo policy from; this is a supplemental insurance polciy that you will get to cover the entire rates.
No everyone does not need HMO insurance. Wellness letter has some great advice on healthcare. Insurance is important with the high cost of visits.
Aetna HMO provides insurance services. Some examples of insurance services available through Aetna HMO include Dental, Health and Medical insurance. You can learn more at the Aetna website.