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My uncle was beneficiary on his mother's policy and has since passed away leaving no named beneficiary, so do the proceeds get distributed pursuant to the will? Yes Otherwise, check the rules for your state on "intestate" sucession. This situation is why it's a good idea to name a secondary beneficiary. If the primary passes away, the next in line gets the payout.

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2005-05-05 06:22:14
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Q: What happens if the beneficiary of a life insurance policy has passed away leaving no will?
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Related questions

How can you find out if you were a beneficiary on someones insurance that passed away?

Check with The Center for Life Insurance Disputes.

How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?

if someone died and left an insurance policy and named me beneficiary how can i find out

What is a 2nd beneficiary of life insurance and retirement plans?

A secondary beneficiary is a person who would receive the benefits of a life insurance policy or retirement plan in the event that the insured person dies and the primary beneficiary has also passed away. Then, the secondary beneficiary would receive the benefits.

What is needed to do to change a beneficiary on a life insurance policy if they have passed away?

Contact the insurance company and request a change of beneficiary form. They will mail the form to the policy owner. You fill it out and mail it back to the insurance company so they can update your life insurance policy.

My ex-husband passed away. I received a letting stating the ownership of my grown daughter's life insurance policy has been reverted to me. What does this mean?

it means that you now have ownership of the policy as your husband has passed away - in other words if anything happens to your daughter you are the beneficiary.

Does a secondary beneficiary only receive funds from a life insurance policy if the primary beneficiary has already passed?

Yes. A secondary beneficiary only becomes beneficiary if the primary beneficiary dies before the insured. Say the insured and primary beneficiary are involved in a fatal auto accident but the insured dies an hour before the primary beneficiary. The insurance proceeds would not go to the secondary beneficiary but to the estate of the primary beneficiary. If the primary beneficiary dies an hour before the insured then the secondary beneficiary receives the proceeds. If an insured wants both to receive monies they can name more than one person as primary beneficiary and in what percentage for each person. They could also leave it to their estate and handle distribution by a will.

A sentence with the word beneficiary?

I was the beneficiary, when my Grandpa passed away, by getting all his possessions.

Does a life insurance policy have to be probated?

Not if there is a named beneficiary living. that makes it separate from theEstate of the deceased. example my mother recently passed away while she left a life insurance policy and stated me as the beneficiary, she also had one on me and she was the sole owner. Which makes that life insurance policy part of the estate since there was no other person who was named as owner hope that helps.

Your son-in-law died of cancer his job insurance has his mother as beneficiary can the beneficiary be change to his wifes name?

The only person that can change is has already passed away. It is too late to change the beneficiary. However, there may be a law in your jurisdiction that says that it has to be the spouse unless the spouse has signed off on the selection form.

Who collects when a policy was taken out on children by one parent and the beneficiary has recently passed away?

hopefully the beneficiary had a trust or a will

Can you find out who was the beneficiary or if there was one when your father passed away?

My mom

If you are listed in a life insurance policy as a beneficiary along with a person that is deceased. Who is awarded the benefits?

You are very entitled. But they do not have to tell any information about the policy, without consent of the insured. Yes, if the insured person has passed and you are the beneficiary, you should call the insurance company and go through their steps to claim the benefit. It is the responsibility of someone that knows the Insured has passed to inform the Insurance Company. If no one tells them, they will assume that the insured no longer wants the policy and they will cancel it. It will require you to show a signed sealed death certificate and possibly other documents. It is sometimes different for each company. They then will issue a check to the person(s) listed on the policy as the beneficiary.

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