The insurance company has not authority to do what you are describing here. It sounds like you were really charged in this accident and deemed At Fault and the Department of Motor Vehicles has suspended your license because you refused to pay a fine for the ticket you got in the accident. Also, the insurance company can file suit against you if you are found to be at fault and you decided not to cooperate with the investigation.
If their was two stories as to who was at fault and you decided that you were right so you didn't bother to help the investigation with either company. Next, your insurance company could not fight on your behalf because you wouldn't assist them with the claim investigation. At this point, the claim would be deemed to be your fault and the rest fell into place after that. A company does not have the authority to do anything you have stated here so I don't really know what is happening. Sorry I can't help more.
You can't get car insurance if your drivers license has been suspended.
With a suspended insurance license, I would not because you will be breaking a law. With a suspended drivers license you can sell insurance.
It's illegal to drive while your d.l. is suspended.
the at fault drivers insurance is obligated to pay for damages the insured caused up to the specified policy limits.
No
If you are in certain stated your drivers license could be suspended. Most will not though.
Your driver's license will not be suspended in Pennsylvania if you have a suspended registration. A driver's license can be suspended for driving without insurance or if you get a DUI.
In the state of Georgia, the state will reguire a 6-months prepaid policy along with a SR22A filing in order to get your license back. In the state of Georgia, you can't get insurance with a suspended drivers license cause your not legal to drive with a suspended license.
no
You must have SR22 insurance
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.