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What happens if you are attacked by your neighbor's pit bull and both you and your neighbor have the same home insurance company?
Wiki User
∙ 12y ago
Well, you are correct that dog bite is usually covered under a homeowners policy -- but in this case it would be your neighbor's and not yours.
Get your neighbor's policy number and submit a claim to the company along with any supporting documentation (like police report, hospital records, etc) and get the ball rolling. Hopefully your neighbor has not had his dog excluded on his policy or you will wind up (probably) taking him to court.
Wiki User
∙ 12y ago
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Your home was flooded by a burst pipe from the neighbor upstairs how do you claim on his insurance?
file with your insurance company and they will deal with your neighbors insurance policy.
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
Can you sue the neighbors homeowners insurance for the death of your son out of neighbors negligence and responsibility for a fire?
You can sue anybody you want. Even the President. But in this case, the insurance company did not cause your sons death. You will need to sue the neighbor directly and if he has liability coverage then his insurance company might defend him in the suit.
When a neighbor fence is blown down and both neighbors turn it in to insurance do both get paid by their insurance company and how should the bill be split?
No, That's illegal and a felony criminal act. If it is your neighbors fence and you filed a claim, you would be committing insurance fraud.
How do you request a homeowner insurance from a neighbor?
You don't, your insurance covers your home and your neighbors insurance covers their home. If you have a covered property loss, you contact your own insurance company, not your neighbors. Likewise if your neighbor suffers a loss, he contacts his own insurer, not yours. Should the two of you ever have cause to meet in a legal dispute, you both may get to meet the others insurance company through their legal defense teams. Just contact your own insurer, If they determine your neighbor is somehow financially liable for a loss they would know how to subrogate the claim.
If your neighbor's garage burned down and part of your fence was also burned but Nationwide Insurance Company said they will not pay you anything how can you get this replaced?
If it isn't covered by your insurance, then you have to pay for it yourself. Your neighbors are not responsible for the damage unless the fire was caused by neglegence and can be proven in court. It's unclear whether Nationwide is your insurance company or your neighbor's. If it's your, then you might ba able to file a claim through your neighbor's insurance. If not, you'll regretably have to sue the neighbor for the damages.
What if your neighbors home burned and your home was damaged how can you make a claim with their insurance?
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
How do you find your neighbor's insurance company?
All you can do is ask your neighbor. There is no central registry for peoples home insurance policy Alternatively you can sue your neighbor and you will meet the insurance companies attorneys in court.
Will homeowner's insurance pay for mold removal of mold caused by a neighbor draining water to your property?
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
If the neighbors tree fell on your house during a hurricane took out the fence and damaged your roof of your house does their homeowners insurance cover the damage?
NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.
How do you find your neighbors homeowners insurance for liability?
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Can I sue my neighbor for fraud against my insurance company?
No, since the insurance company would have been damaged by the act, not you. You have no standing to sue. On the other hand, your insurance company can sue- and can pursue criminal charges.
