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What happens if you are driving a car with no insurance and at the time of the accident you add the car to an insurance?
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What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?
Yes it does. The cancellation of an insurance policy is not retroactive.
Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?
yes. it goes on your record and insurance companys look at you record from time to time
If a person is arrested for driving without insurance and it is the first offense what penalties and fines should one expect?
The first time is one time too many. If you do not carry insurance, which is the law, then you should not be driving. Insurance covers the event of accident and protects those who might be in an accident with you.
What happens if you have no driving license and you were in an car accident and it wasn't your fault?
Why were you driving without a license? You will be prosecuted for the violation but it has nothing to with fault. If the other party was at fault their insurance is responsible for damages to your car. You will never get your license back. Habitual gets you jail time.
What happens if you are driving an uninsured car and you get into an accident and it was your fault?
Firstly,, If you are temporarily and unknowinlgly driving an uninsured non-owned vehicle and you do have liability insurance on your own vehicle, Then in Most cases that liability insurance from you own vehicle will follow you to the temporary vehicle as secondary coverage, so the accident may be covered under that policy. If No insurance exists to cover the vehicle then you can be subject to traffic fines for driving without financial responsibility, Impound of the driven vehicle, Possible arrest at the scene of the accident, Possible jail time, A Civil Suit may be filed against you by the claimant, Suspension of drivers license for up to 10 years or until such time as you have paid for the damages reulting from the accident. Once you have satisfied the associated losses from the accident you may also be required to maintain an SR22 Insurance filing to re-acquire your driving priveledges.
Do you insure the car or the person?
You insure a car for a person or persons, so that in the event of a accident with that car, insurance can be claimed only if a named driver on the insurance was driving at that time.
What happens if you was driving a work vechile and had an accident and you wasn't working at that time?
If you haven't already, contact the company that insures the vehicle. There should be a card with the insurance contact info in the glove compartment; you must also contact the "vehicle management", whoever that is, at your company or agency. These things should be done at the time of or immediately after the accident.
What happens if you are caught driving without insurance in NC?
If you get caught driving without insurance, you will lose your license. You will also be fined and could get jail time. It is up to the judge in traffic court.
What costs will collision insurance cover if I am in an accident?
It all depends on what insurance company you are with, what your driving record is, and how much or what coverage you have at that time. It can also depend on the age of the person in a collision and how long they have been driving. So the costs can defer in a few ways.
If you get in an accident while driving a friend's car will her car insurance go up or just yours?
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
What does personal accident insurance cover?
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.
What happens when a licensed driver gets into an accident and does not have insurance?
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.
