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Answered 2011-08-16 21:51:20

In the UK, if you are insured fully comp for your own vehicle you are covered to drive any vehicle for third party damages, unless your policy states otherwise. Some policies allow you to drive any other vehicle fully comp. Check your policy.

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P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.



You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.


If the car you are driving is insured then you are not driving without insurance.


you could get fined up to 200 to 300 pounds for not having the insured vehicle in your name or maybe it even can get impounded.


If you are driving the car, then you are officially liable for driving without proof of insurance, but most police will be understanding if you are driving a company car that you didn't know was insured.



The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.



You need to add him to your insurance or he must have his own. Your boyfriend is not automatically insured.


If a person is driving a car and he/she is uninsured but the vehicle in which he is driving is registered and insured to another individual, the registered owner is liable for the damages to the other pwesond's vehicle.


Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.


If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.


No, but car has to be insured to register it & keep it registered. to take the driving test, the car you use must be insured.


the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.



his nominee will get his insured amount


Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.


If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.



generally nothing. Insured person can name another beneficiary.


As long as you're properly insured, there shouldn't be a problem. Call your insurance company and they'll sort it all out for you. If the car's not insured to be driven by a learner, then you're not insured. If you're not insured, then you're breaking the law by driving, may face a fine or points on your licence (when you eventually get it), possibly a ban, and the insurance company of the person you crashed into, assuming it's your fault, might come after you for compensation.


Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.


If your license was suspended, and you were driving, it is quite likely that you insuror will NOT pay for the damages, and will cancel your coverage, because you were knowingly operating the vehicle unlawfully.




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