As long as you haven't signed the contract, you will just have to find other financing.
who the hell noes that?
Someone has the car and the finance company has a lien on it. Any sale would have been fraudulent.
Maybe
You still owe the finance company the balance owed.
It's your obligation to have that paperwork and your obligation to contact the car dealership and/or the credit lender and have them send it to you. If you fall behind on payments, you won't be able to use the excuse that no one sent you paperwork. Call the dealership where you purchased the car, ask for the finance person. The finance person should be able to pull your paperwork and see which company did the financing and give you the number to call. There was obviously an error done somewhere if you have not heard from anyone yet. Call soon before something happens. Call the dealership where you purchased the car, ask for the finance person. The finance person should be able to pull your paperwork and see which company did the financing and give you the number to call. There was obviously an error done somewhere if you have not heard from anyone yet. Call soon before something happens!!!
It belongs to the insurance company
You will still owe the finance company the balance of your finance note. Hopefully you have full coverage insurance. If you do have full coverage, the Comprehensive portion of your policy will generally pay off the finance company up to the insured limits (usually the remaining market value) of your insured auto.
If the finance company has sold it, you have you answer. How can you be so stupid?
You continue to pay it as normal because your loan is thru a bank not the actual company, if your financing thru there company then you should be going thru a bank now.
According to the balance sheet and the optimal capital structure and the current balance sheet, when an organization makes substitutes the company's equity for financing all of the cost for the capital is prone to decrease particularly when the company's cost of their debt appears to be lower with the cost of the company's equity.
The finance company will want to be paid in full if they find out it's stolen. The responsibility to satisfy the loan falls on you seeing that you failed to maintain insurance.
Contact your homeowner's insurance company immediately and notify them of your situation.