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Answered 2008-08-03 11:22:06

As long as you haven't signed the contract, you will just have to find other financing.

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What happens if you no longer have the car and the finance company trying to repossess?

Someone has the car and the finance company has a lien on it. Any sale would have been fraudulent.



What happens if you part out a financed car?

You still owe the finance company the balance owed.


What should you do if you have never received the paperwork on your car loan and it has been 6 months and you still don't know where to send your payments?

It's your obligation to have that paperwork and your obligation to contact the car dealership and/or the credit lender and have them send it to you. If you fall behind on payments, you won't be able to use the excuse that no one sent you paperwork. Call the dealership where you purchased the car, ask for the finance person. The finance person should be able to pull your paperwork and see which company did the financing and give you the number to call. There was obviously an error done somewhere if you have not heard from anyone yet. Call soon before something happens. Call the dealership where you purchased the car, ask for the finance person. The finance person should be able to pull your paperwork and see which company did the financing and give you the number to call. There was obviously an error done somewhere if you have not heard from anyone yet. Call soon before something happens!!!



What happens if the car gets stolen and its still on finance?

You will still owe the finance company the balance of your finance note. Hopefully you have full coverage insurance. If you do have full coverage, the Comprehensive portion of your policy will generally pay off the finance company up to the insured limits (usually the remaining market value) of your insured auto.


When a car loan company go out of business what happens to your loan?

You continue to pay it as normal because your loan is thru a bank not the actual company, if your financing thru there company then you should be going thru a bank now.



What happens if your car gets stolen and you have no insurance and the car is on finance?

The finance company will want to be paid in full if they find out it's stolen. The responsibility to satisfy the loan falls on you seeing that you failed to maintain insurance.


What happens when towing company auctions your car and you have a car loan?

Then you're screwed. The tow company put a mechanic's lien on your car, then they auctioned it off to recoup their costs. You're still liable for the payments you owe to the finance company.


What happens when a vehicle is totaled and you owe a finance company more than what the insurance company offers?

Auto dealers would normally offer you a Guaranteed Asset Protection plan attached to your amount of the auto. This GAP is technically insurance of your asset, the car for payment of the remaining amount owed the finance company after the regular insurance pays their amount.


What happens if someone sues you because they fell on your property?

Contact your homeowner's insurance company immediately and notify them of your situation.


What happens when your return a car to finance company?

It is treated as a voluntary reposession and it still hurts your credit. They will auction the car and you will pay the difference of your loan and the amount they get from auction.


What happens with the insurance if you get in a wreck and its your fault?

We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable



What happens if your lender is bought by another company?

You have to pay the new company. It's still a debt and as such the debt was sold as an asset of the old company. It would be NICE if you didn't have to pay it, but you do. Yea, wouldn't it be nice if we didn't have to pay after the local finance company sold my note to GMAC?


Why is your cell phone battery not charging anymore?

it is broken, if this happens, contact verison, or sprint, or whatever your phone's company is, you know what i mean.


What happens to your deductible or premiums if you have accident claims?

In order to know the answer to this, you would need to contact a custumer service representative at your insurance company.



What happens if you was driving a work vechile and had an accident and you wasn't working at that time?

If you haven't already, contact the company that insures the vehicle. There should be a card with the insurance contact info in the glove compartment; you must also contact the "vehicle management", whoever that is, at your company or agency. These things should be done at the time of or immediately after the accident.


What can some one do if the dealer were he finance her car went out of business and he haven't pay off his car?

There isn't anything you would need to do. You still owe the money and will need to continue paying. A bank or something similar may buy the rest of your loan from the dealership. If that happens it will be their job to notify you.-------------------------------------------------------------------------------------------------It is not usually the dealer which actually provides the finance, it is a finance company that is separate from the car dealer.When you purchase the car and take out finance, the finance company pays the dealer in full what he is owed and you then repay the finance company.If you look at your finance documents closely, they should tell you this.You should therefore continue to pay for your car as you were doing before the dealer went out of business. However, for your own protection make sure that you get a receipt (proof) that you have made each payment. If you are notified in writing to change your payments to a new company do this if the paperwork matches what you had before.If you are in doubt at all, go and see an attorney (lawyer).


What happens if i put a brand new sim card in my phone will my number change?

Yes to keep your original number you will have contact the phone company.


Can a car dealer change his mind and get his car back?

They usually don't change their mind. What happens is a dealer sales you a car and lets you drive off thinking the purchase is complete when in fact they do not have the financing secured. This happens mainly on weekends and after normal business hour purchases. If they are unable to secure the financing they will want the car back or you to get financing of your own.


If i buy a vehicle from a dealer and later find out its on finance what happens?

It depends on where you are located but in most states it is illegal to onsell a vehicle that is under existing finance - as two people cannot own the same thing. I would contact the dealer and advise them of the situation and simply advise that you are obtaining legal advice - usually that will get the ball rolling. If not then speak to a lawyer and they may be able to point you in the right direction. Just remember that legally the original finance company is the official owner of the car and it is not legally yours - so do not wait - get the ball rolling immediatley.


What happens if insurance replaces stolen items then the police recover and return the stolen items to you?

I recommend you contact your insurance company, and inform them of the recovered goods


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