What happens if you do not make credit card payments?

Your credit gets shot to hell (forget about that new car or house), You will not be considered for any loans till youre credit worthy (paying all your debt off and time passing), and eventually they will report you to a collection agency which in time WILL find you (when you try to apply for some credit somewhere else) and start garnishing upto 10 percent of your wages including added up interest (could be costly). Then once they got their money they leave a bad remark on your Credit. Which will cost you more money for someone to clear for you! So my advice (speaking from experience), Pay all your bills before the due date and try to pay a little more than the minimum!Good Luck with That........