I'm not an insurance agent, but having a good friend in the business and a good bit of tickets to deal with, I think I might be able to help a little. If it is a non moving violation (such as not wearing a seat belt, or expired tags... something like that) then it doesn't count against you. If you had 1 prayer for judgment (i think it's one every five years) then that will not count against you either. If it's a speeding ticket, two prayer for jodgements, or something you might have gotten arrested for, you might want to report it. In any case, the agent is able to pull up your driving records in their computer, so they will likely see the mistake and take the correct actions to make your policy valid.
The court will not care to be honest. I had forgot to renew my insurance when i was young. They will treat as the time you were driving. IF you do get insurance, you can say you just forgot to update your insurance. Maybe they can go a little easy on you for that. But good luck. They will want to check the documents dated before the ticket, so dont say you had insurance because they will check paperwork and call insurance company to double check. Hope it helps.
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