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What happens if you get a speeding ticket in a rental car with no renters insurance?

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Answered 2011-05-31 22:43:08

The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.

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Related Questions


Yes, you should have no issue getting renters insurance with a pool on the property.


This is not a covered peril on a tenants renters insurance policy. Nor should it be. This is the landlords responsibility.


Renters insurance provides coverage for your belongings while you are renting a place to live. This type of insurance only covers belongings at your certain residence and does not cover the rental property itself.


Renters insurance is insurance purchased by renters to protect their personal property in situations of fire, theft, water damage, or any other unforseen circumstance not covered by the landlord's policy. Renters insurance also helps protect renters against personal liability if someone is hurt, whether in the home or away from it, and damage to the rental unit caused by a covered loss.


Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.


The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings.


Typically, renters insurance covers the contents of the rental unit when in the rental unit. Whether it covers it during the course of a move depends on the terms of the insurance policy. However, it is common that a moving company will offer property insurance to the customer for an additional fee (the equivalent of a premium).


Rental insurance only covers the renters personal property such as clothes, T.V. furniture etc. Any repairs to the dwelling is the responsibility of the landlord.


Other than home owners insurance covering your primary residence where you live and rental property insurance covering a home that you rent to others there are a few differences in types of coverage. While most home owners policies cover the building you live in as well as your contents (TV, Clothes, etc...), most rental property policies cover only the building. This is because in a rental property situation you usually do not own the contents inside and the renters have renters insurance to cover their own contents.


For many United States car rental agencies, the minimum age for car rental is 25. For the companies who have a minimum age of 20 or lower, car rental is a possibility. These companies all make rental insurance available to these renters, and indeed recommend it.


That's a first. I have never heard of any insurance paying for a speeding ticket. The person driving is responsible regardless of it being a rental car or not.


Most major insurance companies offer renters insurance and are in competition with each other. You could start by inquiring with your auto insurer or ask for a quote from another.


Renters wanting such coverage should check with their existing car insurance as their existing insurer may be able to add it to their regular yearly policy for a small premium. This provides coverage from an insurance company that they know, instead of unregulated (from insurance standpoint) car-rental outfit, which offering you may understand less.


Most Renters Insurance has a Liability component as well as personal property coverage. So if the fire was the renters fault the landlord could sue the renter then the liability insurance would pay.


There is renters insurance that insures the belongings inside of an apartment in case of robbery, theft, destruction, fire, or any other disaster usually excluding floods.


According to independent insurance agents and brokers of America (IIAB), the average cost for renters insurance is about $12 per month. All depending on the property in question.


Rental insurance protects all of your belongings in your apartment in the event of a fire or other mishap. You should only buy insurance on things you can't afford to replace, so if you can afford to buy all new stuff - clothes, furniture, you get the idea, then you don't need renters insurance.


The question is unclear and badly worded - but you MAY be asking about RENTERS INSURANCE. It resembles homeowners insurance EXCEPT that it only covers your personal effects and the contents of your rental unit and NOT the structure itself.



Same as any other car. The ticket is issed to the DRIVER - not the CAR.


Without knowing more, it's hard to say, but in general, the higher the value of your possessions, the more renters' insurance you'll need to cover losses.


Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.


Some right of renters in private rental agreements are: If the landlord wants the renter to leave, they must give the notice 30 days in advance, the renter is entitled to a quiet and exclusive rental of the home.


The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.


This depends on your landlord. Even if your landlord doesn't require renters insurance, you should buy a policy anyway, since you're going to have stuff of your own in your apartment.



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