You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Your insurance should cover you.
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
Yes it does. The cancellation of an insurance policy is not retroactive.
The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.
Well Someone will sue you and the insurance will do something about it!
You Can Claim For Money Depending on whether or not you HAVE insurance. If you dont have insurance. your screwed.
I hope you had insurance for this. The uninsured motorist will probably be broke
The AAA life insurance offers insurance that will cover an accident, whether it be in the UK or when travelling. This means that when an accident happens, the AAA will take all responsibility and help through the payments etc.
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
It all depends on her insurance cover
If the insurance is not valid on the day of the accident, there is no coverage.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
Never admit to liability in an accident. Exchange your details and let the insurance companies deal with it.
As you failed to tke a insurance, you will have to pay from your pocket entirely.
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.