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You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.

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2009-02-04 04:45:05
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What type of insurance coverage includes bodily injury and property damage coverage

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Q: What happens if you get into a motorcycle accident and you dont have insurance and its your fault in Florida?
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Related questions

What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


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