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Answered 2009-02-04 04:45:05

You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.

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What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.




What happens if the other driver fails to inform his insurance after an accident?

I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.




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The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.



What happens if accident is your fault?

Well Someone will sue you and the insurance will do something about it!


What happens when you have a car accident that was not your fault?

You Can Claim For Money Depending on whether or not you HAVE insurance. If you dont have insurance. your screwed.


What happens when you have a car accident with a driver that has no vehicle insurance?

I hope you had insurance for this. The uninsured motorist will probably be broke


What companies offer life insurance that covers an accident?

The AAA life insurance offers insurance that will cover an accident, whether it be in the UK or when travelling. This means that when an accident happens, the AAA will take all responsibility and help through the payments etc.


What happens if you have a minor car accident and you have no insurance?

You pay for all damages if you were at fault, and get a citation and fine for not having insurance.


What happens if the damages in an accident exceed the insurance coverage of the person at fault?

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :


What happens if there is an autombile accident with a motorcycle and you have insurance but the other motorcyclist does not have a license or registration?

Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


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As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.


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