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First, you are PERSONALLY held financially liable for damages you cause. You are required to pay for damage to other cars, injuries to people or animals, damage caused to real estate (houses, landscaping, business property and any other structure or apurtenance to the land) and anythine ELSE that you might damage that is not specifically covered. Second, your driving privileges can be revoked until such time as you satisfy the damages that you cause. Third, you can be criminally prosecuted for failure to carry insurance. But all of the above are dependant upon the laws in YOUR state. Whatever YOUR legislature has passed into law will determine what happens to you.

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โˆ™ 2006-03-15 16:03:00
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Q: What happens if you have a wreck without auto insurance?
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What happens if you have a wreck without auto insurance in the state of Indiana?

you get money


What happens if you have a wreck without auto insurance and still money to the bank?

You'll be ticketed for driving with an invalid registration and driving without insurance, and you still owe that money to the bank.


What happens if you have a wreck without auto insurance in Louisiana?

You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana. You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana.


What happens if you have a wreck without auto insurance in Texas?

If there was a police officer involved then you would probably be cited for not having auto insurance. If you are found to be at fault then legal action could be brought against you by either the other party or the other parties insurance company.


What happens after 3 days without auto insurance?

nothing, just illegal to drive with out it.


What happens if you have a wreck without auto insurance in Arkansas?

If the accident was your fault, you are liable for all damages. The law states that no vehicle can be registered or licensed without proof of insurance or a surety bond. This is why people carry insurance - paying those monthly premiums would have been lots cheaper than paying out Tens of thousands of dollars in damages now.


Who covers an accident when it happens in your driveway homeowners or auto insurance?

Auto insurance.


How much will auto insurance be after car wreck?

If it is found to be your fault, then your insurance could go up. If you are found to be at fault, then it shouldn't.


Why are drivers required to obtain auto insurance?

It's a law that was passed. It's now required to have auto insurance mostly so that it's cheaper for you, if you happen to get in a wreck.


Can I obtain insurance without a car?

re: auto insurance, no; auto insurance is written on the vehicle, not on a person.


Will a life insurance policy pay if you are killed in a wreck and liquor is involved?

No. Insurance co will not pay drink and drive accidents. Neither Life Insurance nor auto insurance cos.


Can you qualify for an auto loan with no drivers license?

yes you can get a auto loan without a license but you can not get auto insurance with out one and you can't complete the loan closing without insurance.


How do you own a car without auto insurance?

You can own a car, but without auto insurance you cannot ply on the road and the Police will confiscate your licence.


Will insurance pay for a DUI wreck?

Yes, your auto insurance policy will respond to damage claims even though your may have been intoxicated at the time. However, you may also see a steep increase in your auto insurance rates for the near future.


Will a auto insurance company pay according to who was found at fault by the highway patrol investigating the wreck?

Absolutely, yes they will, and they should.


What happens if you don't have auto insurance?

If they catch you they will usually take away your license. But most people who drive without insurance have no qualms about driving without a license and usually have nothing of value to their name either; thus, uninsured motorists insurance was born.


Can you get auto insurance without an auto?

It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.


If you lose your drivers license what happens to your auto insurance?

you die


Can you get auto insurance with no auto?

Auto Insurance Without a Car?Yes, You can purchase "Non Owners Insurance" Coverage. Sometimes referred to as "Named Driver Coverage"Drive safe - Buckle Up


What if you get in a wreck but have failed to pay the insurance the past month the car is new and has gap insurance but the insurance is inactive because of failure to pay?

Your Not covered for anything at all. If the auto insurance is inactive, then so is the GAP coverage. "GAP Insurance" is Not "Auto Insurance", it is Finance Company Insurance. it will only pay the difference after your required Auto Insurance policy has paid it's maximum limits. If your auto insurance lapsed, then your GAP insurance has also lapsed automatically and concurrently. The GAP Insurance is Void in the absense of an auto insurance policy. Your on the hook for all monies owed to all parties involved with your finance note. Take Care


What does per occurrence mean in insurance?

Per Occurrence in insurance means its time an event occurs. Consumers often see this on auto insurance, when they find out the deductible amount they will pay each time they have a wreck.


What should you worry about when searching for cheap auto insurance?

The quality of the coverage is probably the largest factor. If you are in a car wreck, will they cover the cost?


In what state can you operate a vehicle without auto insurance?

tennesee.


Can you get auto insurance without a drivers license -?

No, you need it to tell them who you are


What is uninsured insurance?

In auto insurance, 'uninsured insurance' refers to a type of coverage for accidents caused by a motorist without insurance or hit-and-run accidents in which the driver who caused the wreck cannot be identified. In other words, your insurance may cover the cost of damage to your car, medical expenses, and other expenses. http://www.superpages.com/supertips/what-is-uninsured-or-underinsured-motorist-coverage.html