Depends on the State you're in. Here is Colorado, I was fined around $40 a few years ago but they removed it from the docket when I showed up with the correct card.
Some police will be nice and give you 24-48 hours to go home and get it and brinf it to the station. But they dont have to give you anything.. they can just charge you for driving without insurance. you can prove it to be untrue of coarse but its a pain
Yes
insurance fraud.
call the bank and tell them your card has been stolen and give proof to police
You should have been given a proof of insurance card from your insurance company. Call them for it and if necessary present it to the judge, that should clear the matter up.
Yes, it is grounds for a legal search. It is also a punishable offense.
what is a police "CARD" ??
If you are caught in the state of Illinois without your insurance card you will receive a citation. It is an automatic $500.00 fine. If you bring your valid insurance card with you to court the fine will be waived. It's just best to keep a copy with the vehicle at all times. And if you are driving someone else's car it is your responsibilty to make sure there is one in the glove carpartment with a registration.
usually you just go to your insurance companies website and print a proof of insurance card
Call an insurance agency.
An EHIC card is a European health insurance card
Always cooperate with an investigation by the police. Your question points out another reason to call the police when you are in an accident. Let the officer assign responsibility. Show the officer your license, registration and insurance card. After he is through with the investigation it will be obvious who is responsible and whose insurance gets to pay for the damage. Taken from www.progressive.com and the back of my insurance card. You must give all of your information to the other person and they have to give all of their information to you and it -must- be correct. Its the law. If the other party is at fault, even though they have your insurance info, they can't call your insurance and try to lay a claim. That would be insurance fraud and it is illegal. Note that only an official police report can lay fault at the accident. When there is no police involved, as would be the case in a parking lot accident, it is up to the insurance companies. Regardless, information must be exchanged and if it is determined that the other party is at fault by a police report, they cannot lay a claim against your insurance company, even if they have your info. If you are worried about identity theft. There is not much you can do. As I said above. You have to give the proper insurance information to the other person and they have to give it to you. There is no way around this.