The law is different dependent on the country or state in which you live.
theywill go to joovi with out a adult in car with licence
i got fined $75.. and a $166 dollar speeding ticket
That depends on your state law and the leniency of the judge. You'll be facing two charges - speeding, and driving without a licence (although some states may have a different charge for persons driving solo on a learner's permit). You can expect a hefty fine, the loss of your permit, and probably a suspension period in which you won't be able to obtain another learner's permit or licence.
You no longer have a valid driving permit
You'll probably get a ticket.
Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)
If you are caught driving in violation of the restrictions of your learners permit, you can have your privilege to drive suspended.
You will still have to pay. Otherwise nothing
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The permit expiration date is on the front of the permit.
They get a ticket.
If the permit is valid and you are complying with all the regulations a check may be made and nothing will happen