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Generally a joint bank account is held as Joint Tenants With Right of Survivorship (JTWRS or JTWROS). Upon the death of one account holder the funds of that person pass directly to the other joint holder(s) and are not subject to probate procedure. State laws determine bank account ownership rights, when the signature card does not designate how the account is held the state default laws governing the issue usually apply.

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โˆ™ 2006-04-15 17:54:05
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Q: What happens to a bank account held by a mother and adult daughter if one of them dies?
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