First, there is likely a criminal penalty and the minor can sue them for conversion of funds.
No one. Each child will be able to collect their share of the money when they are 18. The money for the minor child will be kept by the insurance company until the minor turns 18. This is why it is not a good idea to name minors as beneficiaries of life insurance policies if the money would be necessary for the upbringing of the child. Either name an adult that you trust or create a life insurance trust to be named as the beneficiary.
The parent who pay child support to your legal guardian have to go to court and modify the child support order so the money goes to you. This is usually only done when the minor goes to college etc but if the minor still lives at home the money goes to the parent/legal guardian to pay for electricity, rent, food, etc.
10. In Michigan, a minor child (under 18 years of age) is legally defined as a possession of a parent(s). A minor child (a “possession”) cannot own possessions; therefore, any gift to the minor child, something a minor bought with personal money, or wages earned by the minor child are legally the possessions of the parent. A 17 year old who has left home against the parents’ wishes and refuses to return home has no legal right to any possessions in the parent’s home. 11. Parents control whether a minor child has a driver’s license until the age of 18 years. A parent can at any time revoke a minor child’s driving privileges. The parent will need to write a letter to the Secretary of State which indicates the minor child no longer has the parent’s permission to have a driver’s license. Here is the link this cam from http://www.barrycounty.org/YSB/MILaw.pdf
If a minor child is being abused or neglected, the obligated parent paying the child support can (and should) request an investigation by the state's department of child protective services. The court does not monitor the use of child support monies if the child has not been neglected, abused or is living in an environment which could be considered unsuitable. For example, if the minor child is not receiving necessities, food, clothing, medical care, education, and so forth; and it can be proven that the custodial parent used the support money for drugs, gambling, alcohol, etc. there could be grounds for prosecution of that individual and the minor would in all likelihood be made a "ward of the state".
With some exceptions,child support is not paid directly to the child because it is not "the child's money" - it is compensation to the custodial parent because they are raising the child alone. Child support must be paid to the custodial parent or legal guardian.However, if the child is no longer living with the custodial parent (in the case of an emancipated minor or a child 18 or older who is a full-time student), the court can be petitioned to have the money directly paid to the child.
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