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Being in a care facility does not make someone immune to creditor/collector actions. Although people in such a situation generally do not have assets that a could be subjected to creditor attachment. It would be advisable to review the person's financial status to determine if they are "judgment proof" under the laws of their state of residency. If there is a POA (that is not limited) in place, they should take on the responsibility of notifying creditors if they find it to be in the best interest of the person they represent. The person with the POA might want to consider obtaining legal advice before taking any actions.

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โˆ™ 2005-09-24 19:35:04
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Q: What happens to credit card debt for someone in a nursing home?
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Related questions

Can You Be Sued for Credit Card Debts?

Absolutely yes. It happens to someone everyday.

Can I report credit card fraud if I know someone who has someone elses credit card?

Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).

Can you send credit from someone to someone else?

No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.

What happens if someone stops paying their credit card bill?

If someone stops paying their credit card bill, the account will go into collections. Additional fees and interests will be added to the account. Based on the amount owed on the credit card bill, the lender may file suit.

What happens when you are in a nursing home and can longer pay your credit cards?

You will default on your credit card accounts. Being an unsecured loan, there is little a credit card company can do. That is a risk credit card companies take. Regardless of why you can't pay, non-payment will result in default. The extent to which a credit card company will attempt to collect depends on whether or not they feel you have sufficient income.

Can you have a credit card number and it is not your credit card?

No, unless you hack someone

Can you pay someone you know with a credit card?

If they have a credit card facility yes

Does Medicaid count a credit card as income if you are in a nursing home?

No it is not income.

How is someone's credit card limit determined?

Someone's credit card limit is determined by examining their credit score. Typically, one who has good credit will receive a much higher credit card limit than one who has a bad credit score.

When someone goes to prison what happens to his credit card debt?

The person's credit card debt will remain as unpaid unless they pay it. Going to prison does not cancel any type of debts incurred.

What happens when you make a purchase using a credit card?

the credit card issuer pays the store

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Credit card affiliates offer credit card customers exclusive deals and incentives for using a credit card. This does not affect an application as the enrollment in the program is voluntary.

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In order to find out what an SBI credit card is and what the rates are for this kind of card, you are going to have to ask someone who owns one or someone who works at your local credit union.

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This happens when someone pays too much money on their credit card statement. You have money "on credit" in addition to your credit limit. These amounts can be refunded but will usually remain in the account until you charge using the card again, then those funds will be applied towards your purchases on credit.

How can one apply for a Citi credit card?

Someone wanting to apply for a Citi credit card can do so online. Someone would just have to go to the Citi credit card page and fill out their information.

What credit cards are available for someone with no credit history?

Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.

Can have someone's credit card information?

Are you stupid or something? No ones going to give you their credit card information.

If you did not pay your credit card what happens?

the credit card company sends people to get their money i would want to pay them.

Can someone pay you by transferring funds from their credit card to yours?

They cannot transfer funds from their credit card but they could make a check or cash payment to your credit card.

Where can one get a nationwide credit card?

If someone is interested in obtaining a nationwide credit card, one place to start is the Nationwide website where you can fill out an application for a credit card.

What happens when the credit card on file with a company you owe money to is invalid?

They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?

What is a balance transfer credit card?

A credit card balance transfer happens when on person opens a new credit account in a different company and use it to pay off the debt in his or her old credit card.

Where can someone apply for credit card application?

There are several options for applying a credit card. One can find credit card applications at the bank, mail or internet. Credit card companies require a proof of income before being approved for credit.

What happens when you overpay on your credit card?

The overpayment will sit on your credit card account until youeither use your card to pay for items and use up the overpayment or you claim it back from the credit card company.

What is a consolidation credit card?

A consolidation credit card is a credit card someone will pick to use as their sole credit card for everyday expenses which typically has the lowest interest rate or the best benefits such as cash back or miles rewards programs. Also, if someone has other credit cards with higher interest rates, they can often transfer balances and "consolidate" them onto a single credit card with a lower interest rate, therefore lowering their monthly payment, costs and in essence, making the card a "consolidation credit card".