All debts and assets of a deceased person are handled in accordance with the probate laws of the state where the deceased resided. Only the account holder is responsible for credit card debt, unless the person was married and lived in a community property state, in which case the surviving spouse is usually deemed responsible for such a debt. In some community property states such as Wisconsin the law varies as to the surviving spouse's responsibility.
No. The secondary cardholder's credit history has nothing to do with the primary cardholder's. The reason for this is even if there are two cards, there is still only one account for both cards which the primary cardholder is responsible. Jags
pay the balance in full every month
Yes, balance transfers are commonly used to move balances from a high APR to a lower rate. But the transfer will impact the credit of the cardholder receiving the balance.
No, only the primary cardholder's credit score is affected.
it does not work
You can remove yourself from the account. Keep in mind that if it is a joint account you are still equably responsible for the debt incurred.
No, as an authoriezed user on someone else's card, any purchases you make goes on the primary cardholder's statement and his credit bureau file, not the authorized user's file
Send the company a letter along with a copy of the death certificate. If there is an estate, the balance will need to be paid. Check with your lawyer for varying circumstances.
Search and select the cardholder account, and then click the Authorization Limits link
Search and select the cardholder account, and then click the Authorization Limits link
Search and select the cardholder account, and then click the Authorization Limits link
$7500.00