When a boat is written off, it becomes salvaged, usually it is destroyed to prevent further liability.
Start with obtaining a quotation for boat insurance, and let the agent/company know that you will be chartering the boat. If the chartering operations are incidental, the boat insurance may extend coverage. They will ask if the boat to be chartered includes a captain or not. Another recommendation is to call a boat charter company and ask for an evidence of insurance. Then you can contact the insurance company that provides it.
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