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You should be executed for stupidity (just kidding). You have to pay all damages yourself.

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Q: What happens when you get into a car accident and you do not have collision coverage?
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What is collision in car insurance?

Collision is a slang term for coverage on your car if you cause the accident.


What does collision coverage insure?

The repair of damage caused to your car when you caused the accident


What happens if someone gets in a car accident not with another car?

Its considered a collision loss. If you have Collision coverage your car would be repaired less your deductible. Your insurance carrier will also pay for property damage you may have caused in the collision. If the collision is with a animal it could be considered a comprehensive loss.


What describes collision coverage automobile insurance?

It covers the damage done to your car in an accident.


I was in a car accident and my insurance will not provide a rental car even though i have full coverage can they do that?

You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.


What will collision insurance cover in the event of an accident?

Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.


Which of these sentences describes collision coverage automobile insurance?

It covers damage done to your car in an accident.


If you hit a curb and your car is damaged can you claim insurance?

Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.


What does Full Coverage cover?

Full Coverage covers usually refers to having maximum liability, comprehensive and collision coverage on your policy. Maximum liability coverage covers third party injuries and damages when you are found at fault for an accident. It also gives you comprehensive and collision coverage that will cover repairs to your car if you are at fault for the accident, or something out of your control happens (vandalism, hit a deer). It is referred to as full coverage because your assets are covered as well as thrid party assets.


If you are in an accident and the other driver says you were at fault does this mean your car will not be repaired by your or their insurance?

No, if you have the right coverage (collision) your company will still pay for your car.


What insurance is needed in case of a car collision?

Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.


What if you were in a car accident and it was not your fault but you had no collision?

If the police report says the other driver was at fault, try to recover from his or her insurance company. If you don't have collision coverage, you can't collect from your insurance company.