I can can be legally repossessed no matter where it goes in the USA. As long as the repossessor can find the car and identify it as the one to be repossessed. It may not be cost effective if it is a long distance unless the vehicle is of greater value than the cost of returning it and paying someone to do that. They can also wait until you return.
You will have to take it up with the bank who repossessed the van. Since the car belongs to you, they should not be able to take it away from you. The laws may vary state-by-state. Talk to your divorce attorney to be sure you are protected. * Legally the vehicle could be seized if a deficiency remains after the repossessed van has been sold. This is possible because the transaction was made during the marriage and terms included in a divorce have no bearing on valid lending agreements.
A repossession can take place whenever you default, which is actable completely at the discretion of the lienholder. However, if the lender gets a court order, you must comply, as that's an order that subjects disobedience is punishable. If you keep it from the rightful owner you are guilty of theft.
Depending on your state law, there are many solutions to your car being repossessed. In all cases, information must give you information about what will happen to the vehicle. 1) Your state may give you the option to take possession back of your vehicle. Some states give you an allotted time to pay the amount defaulted on your loan plus fees associated with the repossession. 2) They can opt to sell your vehicle. You will still be able to retrieve any and all valuables left in the vehicle (as they are not permitted to keep it) and your license plate (you paid for that). Any balance after the sale of the car will be your responsibility and arrangements can be made to settle that debt. If you need assistance in finding the full disclosure about repossession in your state, please contact your local Attorney General's Office, Consumer Affairs Division
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