Send a letter to the company stating the facts - let them know that you will not be responsible for any premiums, and if you live seperate, tell them that too. They may want proof of new insurance you have obtained. As for not reporting a claim, you should disclose that to the insurance company.
They should as long as she was covered at the time the accident took place, it was reported, and an accident claim was filed.
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
It can take up to six months or longer if there where injuries involved.
Yes,, Just contact the claims adjuster and inform them that you no longer need the claim and the reason why.
The best way to keep your insurance down on any vehicle is to maintain a flawless driving record. Generally the longer you go without receiving a ticket or getting into an accident the lower your insurance will cost.
The products which are provided by Omni Insurance all have to do with automobiles because Omni is first and foremost a car insurance company. The products provided include: premium rates the longer one has an Omni contract, no accident bonuses, and low fees.
This will depend on what type of insurance and what the reason was for the premium being raised. If your auto insurance was raised because of an accident, ticket etc then the rules of the company and/or the state will drive the answer. In CA an accident is generally not counted against you after three years, a ticket after five. A DUI would be longer. Homeowners
Most insurance companies require a report within 30 to 60 days. However, it is best to report ASAP as the longer you wait the company may get suspicious and take longer to process your claim.
Assuming you mean car insurance then no. After an accident an insurance company has an obligation to restore you to pre-loss condition, a concept called indemnity. Having two insurance companies will do you no good, because once you have been indemnified by one company you will no longer have grounds to pursue any further compensation from another company.
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Gap insurance is for in case of an accident your car is totaled.Gap takes care of the difference between blue book and the balance of your loan, so you end up even and not paying a loan payment on something you no longer have.