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Send a letter to the company stating the facts - let them know that you will not be responsible for any premiums, and if you live seperate, tell them that too. They may want proof of new insurance you have obtained. As for not reporting a claim, you should disclose that to the insurance company.

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Q: What if a car is owned by a person and they have an accident not yet reported but the insurance is in your name but you no longer want to be in that relationship or have to pay that insurance?
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Your daughter caused an auto accident while on your policy She no longer is on it and is being sued from the woman she ran into Does your insurance policy still have to pay?

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If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?

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