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Answered 2012-07-05 04:31:27

Very simple, the insurance policy follows the vehicle not the driver.

In this case, the vehicle insurer will be responsible for all damages.

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Let's break down the question: 1. If the other party did not have liability insurance, but you had unsured motorist coverage, in theory you could make a claim against your own insurer. 2. The factors that your insurer would consider in evaluating the uninsured motorist claim include fault for the collision and the nature and severity of your injuries. These are the same factors that the other party's insurer would consider if he/she had liability coverage. 3. Most, if not all states require the registrant of a motor vehicle to have, at a minimum, :no fault coverage". This pays for a portion of your medical expenses and a potion of your lost wages if you are involved in a collision. Fault for the collision is irrelevant, hence the name. 4. There is no "co-pay" under auto liability coverage. The closest thing to it is that in some commercial liability policies, there may be a self-insured retention. This is the amount that the insured has to pay toward the other part's damages before the liability coverage is triggered.


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 13 words with the pattern --SURE-. That is, seven letter words with 3rd letter S and 4th letter U and 5th letter R and 6th letter E. In alphabetical order, they are: assured assurer assures cesures ensured ensurer ensures insured insurer insures rasures unsured unsurer


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 15 words with the pattern -N-URE-. That is, seven letter words with 2nd letter N and 4th letter U and 5th letter R and 6th letter E. In alphabetical order, they are: endured endurer endures ensured ensurer ensures injured injurer injures insured insurer insures uncured unsured unsurer


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 27 words with the pattern -N--R-D. That is, seven letter words with 2nd letter N and 5th letter R and 7th letter D. In alphabetical order, they are: aneared angered antired encored endured enfired engored ensured entered gnarred inhered injured insured knarred snarred sneered unaired unbared uncured uneared unfired ungored unhired unpared unsured untired unwired


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 33 words with the pattern ---UR-D. That is, seven letter words with 4th letter U and 5th letter R and 7th letter D. In alphabetical order, they are: abjured adjured allured assured augured cloured demured endured ensured figured floured immured injured insured manured matured natured obdured objured odoured pagurid recured repured scaured sciurid scoured secured silurid sutured tenured uncured unsured velured


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 49 words with the pattern -N--RE-. That is, seven letter words with 2nd letter N and 5th letter R and 6th letter E. In alphabetical order, they are: aneared angered antired encored encores endured endurer endures enfired enfires engored engores ensured ensurer ensures entered enterer entires gnarred infares inhered inheres injured injurer injures insured insurer insures knarred oneyres snarred sneered sneerer unaired unbared unbares uncured uneared unfired ungored unhired unpared unscrew unsured unsurer untired unwares unwired unwires


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 2 words with the pattern UN-UR-D. That is, seven letter words with 1st letter U and 2nd letter N and 4th letter U and 5th letter R and 7th letter D. In alphabetical order, they are: uncured unsured


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 25 words with the pattern U---RE-. That is, seven letter words with 1st letter U and 5th letter R and 6th letter E. In alphabetical order, they are: uddered ulcered umbered umpired umpires unaired unbared unbares uncured uneared unfired ungored unhired unpared unscrew unsured unsurer untired unwares unwired unwires upthrew ushered uttered utterer


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 91 words with the pattern --S--ED. That is, seven letter words with 3rd letter S and 6th letter E and 7th letter D. In alphabetical order, they are: ansated assayed assized assumed assured basined basqued besomed bespeed bistred bosomed bustled casqued castled desexed desined desired desyned discoed displed dispred disused easeled ensewed ensiled enskied enskyed ensured essayed fissled gessoed gussied hassled hoseyed hustled insured jostled justled lassoed lustred mascled masoned meseled miscued misdeed misfeed mispled mistled misused moseyed muscled nestled pestled posited rassled resawed rescued resewed reshoed resided resiled resined resited resized reskued resoled resowed resumed roseted rosined rosited rustled rustred tasered tissued tussled unsated unsaved unsawed unsewed unsexed unshoed unsized unsowed unspied unsured upsized visaged visited visored vistaed


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 88 words with the pattern ---URE-. That is, seven letter words with 4th letter U and 5th letter R and 6th letter E. In alphabetical order, they are: abjured abjurer abjures actures adjured adjurer adjures allured allurer allures armures assured assurer assures augured augurer avoures cesures cloured colures conures demured demurer demures endured endurer endures ensured ensurer ensures figured figurer figures fixures fleuret floured futures immured immures impurer injured injurer injures insured insurer insures ioduret lemures ligures manured manurer manures matured maturer matures natured natures obdured obdures objured objures odoured ordures parures putures rasures razures recured recures repured repures scaured scoured scourer secured securer secures stoures sutured sutures tenured tenures uncured unsured unsurer velured velures zonures


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 140 words with the pattern -N--R--. That is, seven letter words with 2nd letter N and 5th letter R. In alphabetical order, they are: anagram andiron aneared aneurin angaria angered angerly angoras antaras anthrax antired encored encores endarch endarts enderon endiron endorse endured endurer endures enduros enfired enfires enforce enforms engirds engored engores engorge enlards enlarge enserfs ensured ensurer ensures enteral entered enterer enteric enteron enthral entires environ enviros gnarred inburst incurve indarts indorse inearth infarct infares inferno infirms inforce informs inherce inhered inheres inherit injeras injured injurer injures innards innerly innerve inserts insured insurer insures interim interne interns inthral intorts inturns inverse inverts inwards inworks knarred oneiric oneyres onwards snarred sneered sneerer unaired unbared unbares unbarks unborne unburnt uncarts uncords uncorks uncurbs uncured uncurls uncurse underdo undergo underns uneared unearth unfired unforms unfurls ungirds ungirth ungored unhardy unherst unhired unhorse unibrow unlords unmarry unmerry unmoral unnerve unpared unperch unpurse unscrew unstrap unstrip unsured unsurer untired unturfs unturns unwares unwarie unwired unwires unworks unworth


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 143 words with the pattern ---U-ED. That is, seven letter words with 4th letter U and 6th letter E and 7th letter D. In alphabetical order, they are: abduced abjured abluted accused adduced adjured aemuled alluded allured appuied appuyed aroused assumed assured attuned augured bemused bitumed blauded bloused chaufed choused clauted clouded cloured clouted crouped debused debuted deduced defused defuzed deluded deluged demured denuded deputed detuned diluted disused drouked dwaumed effused embused endured ennuied ennuyed ensured excused exhumed feruled figured floured floused flouted focused fucused glaumed glouted grouped groused grouted hocused illuded illumed immured imputed incused induced infused inhumed injured insured knouted loculed maculed manured matured miauled minuted misused moguled natured noduled obdured objured odoured peruked perused prouled raguled rebuked reculed recured recused reduced refuged refused refuted relumed repured reputed resumed retuned rheumed saluted scauded scauped scaured scouged scouped scoured scouted scruzed secured seduced shauled shouted siruped smoused smouted snouted spoused spouted spruced sutured swouned syruped tenured tituled tituped trouled trouped uncured unfumed unfused unguled unruled unsured untuned velured volumed voluted


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 225 words with the pattern ----RED. That is, seven letter words with 5th letter R and 6th letter E and 7th letter D. In alphabetical order, they are: abjured adhered adjured admired afeared allured altered ambered aneared angered antired arbored armored ascared aspired assured attired augured averred begored bemired bewared bistred bleared blurred bowered breered briared briered cantred capered catered cedared centred chaired charred cheered chirred choired churred cleared cloured cohered colored copered covered cowered dakered deaired demured desired dispred dovered dowered effered empared encored endured enfired engored ensured entered euchred expired favored feutred fevered fibered figured fleered floored floured flurred foutred glaired gnarred goitred havered homered honored hovered humored hundred ignored immured inhered injured insured jumared kindred knarred labored lagered layered levered livered louvred lovered lowbred lowered lustred majored malgred manured matured maugred metered minored mitered motored natured obdured objured ochered odoured offered ordered osiered ottered outbred overred oxtered papered petered powered quaered queered razored rebored recured refired rehired repured retired revered rewired ridered rivered rogered rulered rumored rustred sabered savored scarred scaured scoured scurred secured severed sewered sheared sheered shirred skeared skeered skerred skirred slurred smeared smirred smoored smurred snarred sneered sobered sombred sparred speared speered speired sperred sphered spiered spoored spurred squared squired staired starred steared steered stirred sugared supered sutured sweered sweired tabered tabored tapered tasered tavered tenured towered tutored tweered uddered ulcered umbered umpired unaired unbared uncured uneared unfired ungored unhired unpared unsured untired unwired ushered uttered vapored velured ventred visored vizored wafered wagered watered wavered whirred wondred


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 252 words with the pattern ----R-D. That is, seven letter words with 5th letter R and 7th letter D. In alphabetical order, they are: abfarad abjured adhered adjured admired afeared allured altered ambered aneared angered antired arbored armored ascared ascarid aspired assured asterid attired augured averred begored bemired bestrid bewared bistred bleared blurred bowered breered briared briered cantred capered catered cedared centred chaired charred cheered chirred chlorid choired churred chytrid cleared cloured cohered colored copered covered cowered dakered dambrod deaired demured desired diagrid disprad dispred dovered dowered effered empared encored endured enfired engored ensured entered epacrid epeirid euchred expired favored feutred fevered fibered figured fleered floored floured fluorid flurred foutred glaired gnarred goitred havered homered honored hovered humored hundred icterid ignored immured inhered injured insured jumared kamerad kilorad kindred knarred labored lagered laterad layered leporid levered livered louvred lovered lowbred lowered lustred majored malgred manured matured maugred megarad metered minored mitered motored natured obdured objured ochered odoured offered ordered osiered ottered outbred overred oxtered pagurid papered petered powered pushrod quaered queered razored rebored recured refired rehired remorid repured retired revered rewired ridered rivered rogered rulered rumored rustred sabered satyrid savored scabrid scarred scaured sciarid sciurid scoured scurred secured severed sewered sheared sheered shirred silurid skeared skeered skerred skirred slurred smeared smirred smoored smurred snarred sneered sobered sombred sparred speared speered speired sperred sphered spiered spoored spurred squared squired staired starred steared steered stirred subarid sugared supered sutured sweered sweired tabered tabored tapered tasered tavered tenured towered tutored tweered uddered ulcered umbered umpired unaired unbared uncured uneared unfired ungored unhired unpared unsured untired unwired ushered uttered vapored velured ventred visored vizored wafered wagered watered wavered whirred wondred


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 254 words with the pattern -N---ED. That is, seven letter words with 2nd letter N and 6th letter E and 7th letter D. In alphabetical order, they are: aneared angeled angered aniseed annexed annoyed ansated antired anviled enabled enacted enarmed encaged encased encaved encoded encored endewed endited endowed endured enerved enfaced enfiled enfired enfixed enfreed engaged engined engored enisled enjoyed enlaced enmewed enmoved ennuied ennuyed enraced enraged enrobed ensewed ensiled enskied enskyed ensured entamed entered enticed enzoned gnarled gnarred gnashed inarmed inbreed incaged incased incaved inceded incised incited incused indewed indexed indited indowed induced infamed infixed infused ingoted inhaled inhered inhumed inisled injured inlaced inorbed insured intoned inurned invaded invexed invited invoked knacked knapped knarred kneaded kneeled knelled knitted knobbed knocked knolled knopped knotted knouted knurled onioned snacked snafued snagged snailed snapped snarfed snarled snarred snashed sneaked sneaped snebbed snecked snedded sneered sneezed snelled snibbed snicked sniffed snifted snigged snipped snodded snogged snooded snooked snooled snooped snooted snoozed snorted snotted snouted snowked snubbed snudged snuffed snugged snushed unacted unadded unaided unaimed unaired unarmed unasked unbaked unbaled unbared unbased unbated unboned unbowed unboxed uncaged uncaked uncaped uncased unceded uncited uncoded uncoped uncured undated undried uneared unedged unended unfaded unfaked unfamed unfazed unfeued unfiled unfired unfixed unfreed unfumed unfused ungated unglued ungored unguled ungyved unheled unhired unhived unhoped unified unjaded unlaced unladed unlawed unliked unlimed unlined unlived unlobed unloved unmated unmeted unmewed unmined unmixed unmoved unnamed unnoted unoiled unowned unpaced unpaged unpared unpaved unpiled unpoped unposed unraced unraked unrated unrazed unrimed unrobed unroped unruled unsated unsaved unsawed unsewed unsexed unshoed unsized unsowed unspied unsured untamed untaxed untiled untimed untired untoned untried untuned unurged unvexed unwaged unwaked unwaxed unwayed unwiped unwired unwived unwooed unyoked unzoned


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 132 words with the pattern U----ED. That is, seven letter words with 1st letter U and 6th letter E and 7th letter D. In alphabetical order, they are: uddered ulcered ullaged umbeled umbered umpired unacted unadded unaided unaimed unaired unarmed unasked unbaked unbaled unbared unbased unbated unboned unbowed unboxed uncaged uncaked uncaped uncased unceded uncited uncoded uncoped uncured undated undried uneared unedged unended unfaded unfaked unfamed unfazed unfeued unfiled unfired unfixed unfreed unfumed unfused ungated unglued ungored unguled ungyved unheled unhired unhived unhoped unified unjaded unlaced unladed unlawed unliked unlimed unlined unlived unlobed unloved unmated unmeted unmewed unmined unmixed unmoved unnamed unnoted unoiled unowned unpaced unpaged unpared unpaved unpiled unpoped unposed unraced unraked unrated unrazed unrimed unrobed unroped unruled unsated unsaved unsawed unsewed unsexed unshoed unsized unsowed unspied unsured untamed untaxed untiled untimed untired untoned untried untuned unurged unvexed unwaged unwaked unwaxed unwayed unwiped unwired unwived unwooed unyoked unzoned updated updived updried upended upgazed uppiled uprated upsized ushered usurped uttered


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 247 words with the pattern U----E-. That is, seven letter words with 1st letter U and 6th letter E. In alphabetical order, they are: udaller uddered ulcered ullaged ullages umbeled umbered umbones umpired umpires umpteen unacted unadded unaided unaimed unaired unarmed unasked unbaked unbaled unbales unbared unbares unbased unbated unbeget unboned unbones unbowed unboxed unboxes uncaged uncages uncaked uncakes uncaped uncapes uncased uncases unceded uncited uncoded uncoped uncopes uncover uncured undated undines undried uneager uneared uneases uneaten unedged unedges unended unfaded unfaked unfamed unfazed unfeued unfiled unfired unfixed unfixes unfreed unfrees unfumed unfused ungated unglued unglues ungored unguled ungyved ungyves unheled unheles unhired unhived unhives unhoped unified unifier unifies uniquer uniques unities unjaded unlaced unlaces unladed unladen unlades unlawed unlevel unliked unlikes unlimed unlimes unlined unlines unlived unlives unlobed unloved unloves unmaker unmakes unmated unmeted unmewed unmined unmiter unmixed unmixes unmoved unnamed unnoted unoften unoiled unorder unowned unpaced unpaged unpanel unpaper unpared unpaved unpiled unpiles unpoped unpopes unposed unqueen unquiet unraced unraked unrakes unrated unravel unrazed unrimed unriper unrisen unriven unrivet unrobed unrobes unroped unropes unroven unruled unrules unsafer unsated unsaved unsawed unscrew unsewed unsexed unsexes unshoed unshoes unsinew unsized unsober unsowed unspied unsteel unsured unsurer unsweet untaken untamed untames untaxed untaxes untiled untiles untimed untired untoned untried untruer untuned untunes unurged unvexed unwaged unwaked unwares unwater unwaxed unwayed unwiped unwired unwires unwiser unwived unwives unwooed unwoven unyoked unyokes unzoned upcheer upcomes updated updater updates updived updives updried updries upended upgazed upgazes uphroes upmaker upmakes uppiled uppiles uprated uprates uprisen upriser uprises upriver upsides upsized upsizes upsweep uptaken uptakes upthrew uptimes urbaner ureases ureides usances ushered usuries usurped usurper uttered utterer


According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 545 words with the pattern -N---E-. That is, seven letter words with 2nd letter N and 6th letter E. In alphabetical order, they are: anankes ancomes ancones aneared angeled angered angrier angries aniseed ankuses anlaces anlagen anlages anlases annates annexed annexes annoyed annoyer annulet anoeses anomies another ansated antigen antired antisex antsier anviled anyones anywhen enabled enabler enables enacted enarmed encaged encages encased encases encaved encaves encheer encoded encoder encodes encored encores endewed endited endites endives endogen endowed endower endured endurer endures endyses enemies enerved enerves enfaced enfaces enfever enfiled enfired enfires enfixed enfixes enfreed enfrees engaged engagee engager engages engined enginer engines engobes engored engores enisled enisles enjoyed enjoyer enlaced enlaces enliven enmewed enmoved enmoves ennages ennuied ennuyed ennuyee enraced enraces enraged enrages enriven enrobed enrober enrobes ensewed ensiled ensiles enskied enskies enskyed ensteep ensured ensurer ensures ensweep entamed entames entases entered enterer entetee enticed enticer entices entires entrees entries enwheel enzoned enzones enzymes gnarled gnarred gnashed gnasher gnashes inarmed inbreed incaged incages incased incases incaved incaves inceded incedes incised incises incited inciter incites incomer incomes incudes incused incuses indenes indewed indexed indexer indexes indices indigen indited inditer indites indoles indowed induced inducer induces inepter inerter infamed infames infares infidel infixed infixes infused infuser infuses ingates ingener ingines ingoted inhaled inhaler inhales inhered inheres inhumed inhumer inhumes inisled inisles injured injurer injures inlaced inlaces inlayer inmates innages inorbed inquiet insaner insider insides insinew insoles insured insurer insures intakes integer intines intoned intoner intones intuses inurned invaded invader invades invexed invited invitee inviter invites invoked invoker invokes inwoven knacked knacker knaidel knapped knapper knarred kneaded kneader kneeled kneeler kneidel knelled knesset knicker knishes knitted knitter knobbed knobber knocked knocker knolled knoller knopped knotted knotter knouted knurled oncogen oncomes ondines onerier oneyres onioned onliner onsides snacked snacker snafued snagged snailed snakier snapped snapper snarfed snarier snarled snarler snarred snashed snashes snastes snathes sneaked sneaker sneaped snebbed snebbes snecked snedded sneered sneerer sneezed sneezer sneezes snelled sneller snibbed snicked snicker snicket snidier sniffed sniffer snifted snifter snigged snigger sniglet snipier snipped snipper snippet snodded snodder snogged snooded snooked snooker snooled snooped snooper snooted snoozed snoozer snoozes snorkel snorted snorter snotted snotter snouted snowier snowked snowmen snubbed snubber snubbes snudged snudges snuffed snuffer snugged snugger snushed snushes unacted unadded unaided unaimed unaired unarmed unasked unbaked unbaled unbales unbared unbares unbased unbated unbeget unboned unbones unbowed unboxed unboxes uncaged uncages uncaked uncakes uncaped uncapes uncased uncases unceded uncited uncoded uncoped uncopes uncover uncured undated undines undried uneager uneared uneases uneaten unedged unedges unended unfaded unfaked unfamed unfazed unfeued unfiled unfired unfixed unfixes unfreed unfrees unfumed unfused ungated unglued unglues ungored unguled ungyved ungyves unheled unheles unhired unhived unhives unhoped unified unifier unifies uniquer uniques unities unjaded unlaced unlaces unladed unladen unlades unlawed unlevel unliked unlikes unlimed unlimes unlined unlines unlived unlives unlobed unloved unloves unmaker unmakes unmated unmeted unmewed unmined unmiter unmixed unmixes unmoved unnamed unnoted unoften unoiled unorder unowned unpaced unpaged unpanel unpaper unpared unpaved unpiled unpiles unpoped unpopes unposed unqueen unquiet unraced unraked unrakes unrated unravel unrazed unrimed unriper unrisen unriven unrivet unrobed unrobes unroped unropes unroven unruled unrules unsafer unsated unsaved unsawed unscrew unsewed unsexed unsexes unshoed unshoes unsinew unsized unsober unsowed unspied unsteel unsured unsurer unsweet untaken untamed untames untaxed untaxes untiled untiles untimed untired untoned untried untruer untuned untunes unurged unvexed unwaged unwaked unwares unwater unwaxed unwayed unwiped unwired unwires unwiser unwived unwives unwooed unwoven unyoked unyokes unzoned



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