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When they passed what? The question is probably, what if the application is denied, because of a medical problem? If that happens try another company. Do you mean if the applicant lied on their application? Then see For more info see

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โˆ™ 2005-01-28 07:46:27
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Q: What if an insurance claim is denied because the company found out that the applicant was HIV positive when they passed?
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