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Under the new health care act, all employers are required to offer health insurance to their full time employees. If the employees are not full time and do not qualify to be covered under their employer's policy, they must seek another form of insurance.
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If an employer offers health insurance to one employee must they offer to all?
yes
Can an employer terminate my medical insurance while I am on workmen's comp?
In Canada they cannot terminate medical insurance while an employee is on Worker's comp. However, if all employees have their medical terminated then the employer can get away with it.
How does a worker apply for Workers Competition Insurance?
Workers compensation insurance is supplied by an employer and can only be used when a person is injured on a job. The employer will file all the paper work and the employee usually doesn't have to do anything.
Can an employer offer the same insurance to employees but fully cover the premiums for some and require others to pay half of the premiums?
No, if they are similiary situated individuals. It could be done by class - say management vs. salaried For more details http://www.steveshorr.com/dictionary.htm#Similarly_Situated_Non-COBRA_Beneficiaries
Can an employer drop health insurance for its employees if it is voluntary?
"Voluntary" insurance programs, such as those offered by AFLAC and certain other companies, are actually individual insurance policies that are marketed at the workplace-frequently during a period of "open enrollment". The premiums are paid by the employee, although the employer sometimes deducts premiums from pay upon the authorization of the employee. Therefore, the employer is not truly a party to the insurance transaction. All other things being equal, the employer cannot "drop" the coverage.
Employer pay MEdicare tax?
Employer and employee each contribute the 1.45% amount for the medicare insurance on all of your gross earnings for the year. The combined amount is would be 2.9% on all of your gross earning for the year.
What insurance covers employee needs during travel?
Employers first of all need to cover their employers with travel insurance. Another insurance that is imperative for the employer to cover is health insurance, since nothing is more tragic than losing a especially dedicated employee on the job during travel.
Can an employer provide a fringe benifit to one persom and not grant it too all employees?
There is no way an employer can offer one person insurance and not everyone else, only accept there is a written agreement that you are not getting the insurance.
Who is responsible when a Lawn service employee hits a car with a lawn mower?
The employee, employer, and their respective insurance companies may all be liable for damage caused within the scope of lawn service employment.
Can your employer cancel your health insurance while you are still employed?
Yes, in certain situations. For example, 1) If you are no longer considered an "Eligible Employee" - (ie. you no longer work enough hours to be considered full-time); 2) If your employer discontinues the plan for all employee's. Note: Any involuntary loss of coverage may be a COBRA or HIPAA event.
Does there have to be a certain amount of employees to have disability insurance?
In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for employees. The purpose of the programs is to provide some protection against wage loss caused by short-term non-work-related disabilities. The insurance premium is submitted to the insurer by the employer but paid either jointly by the employer and the employee, or entirely by the employer, depending on the employer's good will. There are some limits to what the employee may be required to contribute by the employer. This insurance is in addition to two well-known government disability programs: Worker's Compensation and Social Security. Employees' contributions are federal tax-deductible. Simple answer: No. Group Disability Insurance is not like Group Health Insurance -- and all the ERISA regulations that control how this employee benefit works. With Group Disability Insurance, an employer can "carve out" a select group of employees -- meaning the employer can create a "plan for just one employee (himself!)". An employer can also offer a contributory insurance plan, in which case the employee will contribute a certain percentage of premium. Or the employer can choose to offer a voluntary plan, where the employees enroll on their own accord and pay full premium.
Is an employer obligated to pay health insurance premiums when an employee goes on short term disability when they normally pay it if employee is not on short term disability?
The employer is obligated to follow its own written policy about employees out on short-term disability leave. The employer cannot, for example, pay for the president's health insurance when she is out on STD leave and then not pay for the entry-level clerk's health insurance when he is out on STD leave. If the employer does not have a written policy, then all employees who take a disability leave should be treated the same.
