The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
Your local police department
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.
The most obvious way would be to check the statements for usage. And all credit cards should be notified as soon as possible of the death of the holder and the accounts cancelled.
No one. The person left is not responsible for the debt. The credit cards want people to think that the family owes for the deceased debt, but they don't.
If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.
When someone dies in CA the relatives of that person are NOT responsible for the debts owed by that person. The credit cards and loans would like you to think you owe the money, but you don't.
No. The deceased person's estate is liable for any of the debts of that person, but heirs are not liable for debts if the assets in the estate are not enough to cover the debts.
Money that goes to his estate needs to pay off the account.
The limit of the credit card issued by your bank is determined on the basis of your financial standing,credit worthiness. So, it varies from person to person. persons having multiple credit cards, have a spending tenacity whereas the debit card holders are tied by their account balances.
In the United States many of the popular credit cards have extremely high interest rates and it varies due to a variety of factors but generally this rate varies from 6% to 12%. The interest rate of a credit card can depend on a persons credit score for example if a person has a bad credit score the interest will be considerably higher than for a person that has a good credit score.
A person with bad credit can still obtain credit cards in some cases. However, they'll have to settle for secured cards from companies like Capital One and Bank of America.