In most states you can purchase under-insured motorist or uninsured motorist coverage that will kick in when the other parties insurance is depleted.
Yes, it will. The fact that the other driver had no license has nothing to do with coverage and liability.
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.
Their own insurance would cover it if they had collision insurance.
No he have to listed as a second third or household driver for being cover by insurance
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
If they are not on your policy then they are not covered.
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
no-fault insurance Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
If you add the child as a driver on the policy.
Well then hope that your insurance will cover it.
The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
If they are added to your policy as a scheduled driver yes they will be considered a covered driver.
All insurance companies will cover a disabled driver if they are able to pass the driving tests. Try progressive.com for multiple quotes.
The diiference between landlord & renters insurance is that landlord insurance is a policy that covers property owner from financial losses with their property.Renters insurance is policy that cover the renter from financial losses or personal items.
No. They are two totally different types of insurance.
Yes, as long as you add her as a regular driver on your insurance policy.
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
Yes, they do offer. The part where owner's legal liability is not charged where owner is not a driver, can be replaced with paid driver cover and un-named passengers cover as a matter of abundant caution if someone else should drive.
No,, You have to buy the auto insurance for your car or you have to make sure the owner of the car you are driving has the required insurance and that it will cover you as a driver as well.