my daughter has a permit and hit my neighbor's parked car. I am her mother and was in the car during the incident. My insurance is taking care of the repairs but will the DMV take away her permit?
a "learners permit" is a legal binding "permit" to drive, as long as the "learner" is following and abiding by the rules and regulations of the permit and there is proof the other driver is at fault the other insured would be require to cover all expenses incurred However in some states that law places some of the percentage of fault on the other driver
Learner or veteran driver, if the accident wasn't your fault you are not responsible, but it has to be proven in a court of law (if it was a serious one) and if on the minor side and the police came to the scene of the accident it depends on their report as well. Good luck Marcy
No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.
Absolutely not. A driver with a learner's permit is presumed to be driving with the same caution and, along with his co-driver (ie, the adult next to you), similar experience. Your parents shouldn't see any rate increase in their insurance premiums if, as you say, you weren't at-fault for the accident.
It depends entirely on the circumstances. Penalties could range from nothing to having your permit time extended for several years, or having your permit rescinded. If you were at fault, you can depend on having your insurance go up.
I believe the person with the permit will be at fault regardless of who caused the accident. 1) The person with a permit is not allowed to operate the vehicle without a licensed driver in the car. 2) The person with a permit most likely is not insured.
first when your in a car accident never admit it was your fault...you will definitely have to pay for it then. if your underage and no permit you will most likely have a set back in getting your license and your parents may have to pay compensation
Only if it was your fault. If someone ran into you, you have no control over this.
As long as you're properly insured, there shouldn't be a problem. Call your insurance company and they'll sort it all out for you. If the car's not insured to be driven by a learner, then you're not insured. If you're not insured, then you're breaking the law by driving, may face a fine or points on your licence (when you eventually get it), possibly a ban, and the insurance company of the person you crashed into, assuming it's your fault, might come after you for compensation.
The person who causes the accident is at fault
GAP coverage applies regardless of fault.
The conflict of interest is at a no fault. The sentence should read "We had no fault for the car accident".