The most important thing is that the primary operator of the vehicle have insurance on the car. Do keep in mind that as the owner of the car you could be found liable for damage caused by your car, with that in mind you should request to be listed as an additional interest on the driver's insurance. This will allow you to be notified about changes/cancellations in the policy.
um... yeah if your on your parents insurance....... i think
No, the insurance has to be on your car not someone elses.
That is fraud!
If you owned it, you claim on your insurance.
You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.
yes you can but if you wreck and they have insurance their car will be ok but your screwed
Yes, because it is all reported to the state DMV offices under the driver's license number of the driver. All insurance companies double check the DL# for previous accidents and incidents, etc. It's going to show up.
Car insurance is just that: insurance for the car. When a contract between the insured and the insurance company is purchased, it is based on the driver and the vehicle. If the driver takes someone else's vehicle, the insurance is only for the original car. There would be no pay out for someone else's car. Example: Driver A buys insurance for Vehicle A valued at $5,000. Driver A uses Vehicle B that is valued at $35,000. The insurance cost is obviously not the same therefore the coverage is not there. In the event of bodily injury, coverage up to the agreed limits are there. Remember, health insurance does not cover care and or treatment due to a vehicular accident. I hope this helps clarify the questions.
You home owners liability insurance should cover it.
You may be added to someone else's policy as a driver if you operate their vehicle. You cannot put a vehicle titled in your name on someone elses policy. The vehicle must be insured in the name of the person who owns the policy.
Registration, license plate number and title right?
Most insurance companies will not, they require you to have an "insurable interest" in the vehicle.