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If you have no Insurance there State law reqired but if you got into an accident. and no Insurance if State Trooper or City Police finding you have no Insurance it can be Serious Suspend your license. And you Polly face Court for no Insurance. Can cause High Insurance. my suggest is get an Insurance there is alots good insurance that you can find out such like Geico, etc. Good Luck.

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โˆ™ 2006-03-04 20:39:06
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Q: What if you had no insurance at the time of your accident?
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What happens when you have insurance at the time of an accident and then it gets cancelled does the insurance still cover the accident?

Yes it does. The cancellation of an insurance policy is not retroactive.


What does personal accident insurance cover?

Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.


Does your state require accident insurance?

Yes. In the state of California, it is required to have accident insurance. In the long run it will save time and money and also give the basic protection in case of an accident.


How important is it to have accident insurance?

It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.


What information does a person need to supply in making an accident insurance claim?

In order to make an accident insurance claim, one must provide the details of the accident and, if relevant, who was involved. The date and time of the accident and the extent of the damage are also necessary.


Does a motor accident claim drive up one's insurance premiums?

A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.


Can you get insurance at the scene for a accident?

Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.


What companies offer accident forgiveness insurance?

Allstate, Liberty Mutual, GEICO, and Nationwide offer accident insurance to customers seeking accident insurance.


What do you need when you've received a summons stating you are being sued for a car accident which occurred 18 months ago?

You should call your insurance co. first. They will have the information you need. If you did not have insurance at the time of the accident or have changed insurance carriers since the accident consult an attorney.


Will insurance company pay up after a car accident seven months ago?

If you reported the accident at the time, yes, usually.


Can you report an accident or claim after your insurance is cancelled even though you were insured at the time of accident?

Yes.. but make sure you have good documentation with dates on the accident reports.


How long do you have to file an insurance claim after an accident?

Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.


If a person is arrested for driving without insurance and it is the first offense what penalties and fines should one expect?

The first time is one time too many. If you do not carry insurance, which is the law, then you should not be driving. Insurance covers the event of accident and protects those who might be in an accident with you.


What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are personal injury claims not settled?

If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is important that you had it on the daye of the accident.


What is the monthly accident insurance cost for a healthy man that is 31?

Accident insurance is typically very cheap because it restricts coverage to a claim involving death resulting from an accident which has a low statistical probability. Whether or not a man is "healthy" is of no relevance for "accident insurance". There are actuarial tables available that show the chance of death by accident by age and gender. If you are asking about "accident insurance" that will replace your income if you are hurt in an accident, that is typically very cheap as well. I am certain that you can get instant online insurance quotes for "accident insurance" if you use a search engine to seach the phrase "buy accident insurance"


Will your insurance cover you and the other driver if you had an accident and received a DUI?

As long as your insurance was valid at the time of the accident it should pay up to it's policy limits. It is possible that your insurance company will issue a non renewal at their earliest opportunity.


Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?

yes yes


What is the purpose of the accident plan?

It could be an insurance policy taken out with an insurance company in case of an accident.


How much time does a person have to report an injury from a car accident to insurance company?

how much time does someone have to reporty an injury from car accident in state of new hampshire


Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?

If the car that was involved, in an acident was insured yea!


What happens if an accident is your fault and you have have insurance?

When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.


Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?

If a claim is made against his insurance...yes.


What has the author George H Kline written?

George H. Kline has written: 'Regulation of mail order accident and health insurance' -- subject(s): Accident Insurance, Health Insurance, Insurance, Accident, Insurance, Health, Mail-order business


How much time do you have after an accident to file a claim?

I have progressive insurance and my agent told me that there was no set time to file the claim.


Is my insurance and driving record affected if i have an at fault accident while driving a friend's car?

yes. it goes on your record and insurance companys look at you record from time to time