Yes, he or his insurance company, has to pay for your damages. But since you don't have collision coverage, your insurance company isn't going to help you collect. You have to file a claim with his insurance and they will probably try to get out of it so you will have to file a lawsuit. Find one of those lawyers who advertise on TV. They just love to sue drunk drivers and will take your case with no fee if they do not win a settlement.
That means that you have liability coverage only, which does not cover your damages. If the other driver is uninsured, the only option left is, to take him to court and sue him for your damages.
A case by the state against a drunk driver for disobeying the law is a criminal case. If some sues a drunk driver for damages the driver caused as a result of their negligance, that would be a civil case.
Get a lawyer. You can recover damages from his estate but it needs to be filed before the estate clears probate.
The same thing that anyone would be entitled to if hit by a sober driver: repair or total loss settlement of the vehicle; possible medical coverage if your state doesn't require you to have your own auto medical coverage; and possibly a bodily injury claim if the person sitting at the light was injured. The "drunk driver" part could come into play if, say, the bodily injury portion of the claim went to trial. A sympathetic jury or judge might say the drunk driver's condition at the time of the loss would increase the value of a bodily injury claim. Still, the drunk driver's insurance carrier would only pay the value of the bodily injury claim, which doesn't include punitive damages found against the drunk driver.
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
Once your policy was cancelled you no longer have coverage. Hopefully the drunk driver has good enough insurance to take care of your damages.
Yes, most likely. Review your policy to be sure. However, if the drunk driver caused damages in excess of his or her policy limit, the drunk driver can be held personally liable.
ABSOLUTLEY. anyone accept the driver can be drunk, but NOBODY can be drinking or have an open container
Each person's insurance should cover their own vehicle. It's part of un and under insured driver coverage. It protects you against a case just like this. Now if the person doesn't have it then that is their own fault and they will have to pay for the damages out of their own pocket. The individual insurance companys should repair the vehicles and then they will turn around and draw a lawsuit against the drunk-driver for the cost of all the damages. Most states will put all blame on the drunk driver, but it is possible that your state might be different. The police report will be your best sourc of that information.
Yes he was arrested for drunk and disorderly when he was out with his mates getin drunk and high on drugs
Attempted murder is a criminal charge and can only be brought by the state or, in some specific cases, federal authority. A person can, however sew for damages and make a case for punitive damages to be assessed.
Personally I would sue the person for damages in a civil court for payment of the repair or replacement of the car.