Repossession

What if your car was damaged during repossession?

230231232

Top Answer
User Avatar
Wiki User
2015-07-17 17:33:06
2015-07-17 17:33:06

I don't have an answer for you, but I can tell you that you are not alone. The repo man who picked up my truck was midway through dismantling a custom stereo system when I got my truck back, and even told me he had planned on keeping it for himself since the bank didn't know about it. I tried to get the repo agent or the bank to pay for having it repaired, and neither would accept any responsibility, to the extent that people at the bank would refuse to speak to me, and I routinely was hung up on. I wish you luck with this, and make sure you take pictures for the insurance company. They'll probably have to sue the repo company. You might also check on doing a police report, depending on what type of damages there were.

The LENDER is responsible for any damage to your car incurred during or after a repo. In my experience it takes an attorney to get them serious about paying for it. just as with any other claim for damages, it requires some sort of proof that the damages occured during or after repo. Some people try to use this scam as a means to get money from the lender/repoman after being repoed. People who havent had food for a week will suddenly have $2500.00 CASH in the car that was repoed last nite. Go figure. Good Luck

Thanks for your offer to keep us posted.

You do not need an attorney to sue in most states you a can represent yourself. The key is to sue the lender and keep after them.They do not want any problems so they ignore people with repos because they figure they can!!If you are having money problems who has time to sue.The standard in civil court is called a "preponderence of the evidence" so it is not high.Most repo guys on this and other sites say it very hard to sue because they don't want you too!! If the bank gets sued they have pay an attorney to represent them that costs money and they don't want to go into court to defend a repo guy.So stop talking and start suing.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

Every state requires repossession agents to carry insurance. If the vehicle is damaged during a repossession or especially a wrongful repossession, the agency that secured the unit must have it repaired at their own cost, or as a matter of insurance claim. Remember, do not sign for acceptance on the repairs until you are absolutely satisfied that they have been done properly.

User Avatar

If the car was damaged during the repossession, then take the tow company to small claims court. You better have written proof from that mechanic that they damaged the car our you will loose.

User Avatar

Depends. Are you receiving the car or are you selling the car.Repossession = againRepossession = ownershipRepossession = gaining ownership again

User Avatar

who is allow to do Vehichle/car repossession? when is a vehichle/car repossession not allowed? whats the minimum insurance needed for car repossession?

User Avatar

How do you write a car repossession letter?

User Avatar

The LENDER is responsible for every detail of a repossession. They may pass the costs of repair on to the repo company.

User Avatar

If a car shakes during acceleration the brake rotors may be damaged. If the rotors are damaged they will be unstable as the tires rotates making the whole car shake.

User Avatar

NONE OF THE ABOVE. Call an attorney ASAP.

User Avatar

is concealing a car from repossession a felony in georgia?

User Avatar

You need very good proof it was not damaged before the repossession. Nearly impossible to do as he can say it was damaged when he got it (and he will, believe me).

User Avatar

The repossession process of a car usually takes about 6 months

User Avatar

A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.

User Avatar

Repossession of what? Who? The repo agent?

User Avatar

You will have to sue the lender/bank get several estimates to fix the damage file a police report, take pictures.You can sue in either small claims or regular court either way you can represent yourself.

User Avatar

You might be able to get a personal loan after a car repossession. However, you would get the loan at a very high interest rate one the repossession is on your credit report.

User Avatar

The repossession stays on your credit report for 7 years.

User Avatar

Possibly, but they can certainly prevent you from interfering, as it is no longer your car, hence the repossession.

User Avatar

In GA Can you get your car back after a repossession if you file chapter 13 bankruptcy

User Avatar

The tow/repossession company has to notify the police of the repossession so the car can't be reported stolen..

User Avatar

IF they damaged your lawn, they will have to repair the damage. Fix the car if they broke it. beyond that, your attorney will advise you.

User Avatar

The repossession agent shows up and takes the car if everything goes correctly.

User Avatar

It can show at any time. A repossession is compleated as soon as the car is picked up so it does not matter what happens after the repossession it still did happen.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.