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What if your in accident in a no fault state but your insured in a no fault state?
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If both vehicles in an accident are insured by state farm who pays?
the person that is found responsible ( at fault ) for the accident
Who is responsible for an accident when car is not insured?
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
Does the car that's insured pay for the car that is not insured?
In this state, the person who caused the accident is at fault. If the person at fault has insurance then his insurance should fix the other car. Otherwise, in this state, the person at fault owes the money himself to fix the other car. The insurance company will not pay one cent to fix the other car.
Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?
The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).
If an insured person hit an uninsured person will the insured persons insurance pay for the damage?
Depends on the state.. and if the state is a "no-fault" state. Typically, in a no fault state, the person at fault pays for damages incurred. In a no-fault state (such as Michigan), each person pays for their own damages.
Does health insurance cover you in a DUI accident if its your fault?
It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.
Is a non licensed driver insured?
Yes and No. No insurance company will ever insure an un-licensed driver. However, if a non-licensed driver is in an accident, where not at fault, with another driver who is insured, that insurance may still cover the injuries of the non-licensed driver. This is very tricky, though. Some states have a type of fault where if you were partially at fault for the accident as well, you may have your damages reduced by the % you are at fault; other states will determine that if you are 50% at fault, you get nothing. So, if a state were to determine that you being un-licensed to drive was worth 50% of the fault (that is, you should never have been there for the accident to occur at all), you might not get any coverage whatsoever. So, it depends on whether or not (and to what extent) you were at fault, and what your particular state's policies are for liability.
You were hit by a car with insurance but your vehicle has none what will happen?
assuming your vehicle was not ''at fault'' at all for the accident, and the insured vehicle was wholely or 100% at fault you will be paid for your damages.......it is possible they could file a report with your state reporting you as uninsured, but doubtful
If an insured driver from MD rear ends another insured driver from NY in NJ does the no fault clause effect this in anyway?
the insurance policy must conform to the statue of the state that the accident occured in....so in this case NJ statues would apply.....
Is Ohio a no fault state insurance?
No it is not a no fault state. Ohio is a tort state meaning that someone must be found to be at fault in each accident.
Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?
Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault.AnswerIf you drive a car that is not insured you can be ticketed for that. If you were not at fault in the accident then hopefully the other driver had insurance otherwise the damage to your friends car will have to be paid out of pocket. If that were the case then you could attempt to take the at fault driver to court. It is the responsibility of the owner of the vehicle to have the vehicle insured. AnswerThe law clearly states that it is the driver's resposibility to make sure that the vehicle he/she is driving is properly insured and there are no acceptions, you will be ticketed.
What do you do if you get into a accident with someone who does not have insurance and you are not at fault?
Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.
