Home Improvement
Homeowner's Insurance

What insurance company will insure a home built in 1925 in Florida without the updates for electric plumbing and roof done?


Top Answer
User Avatar
Wiki User
2011-07-21 04:19:54
2011-07-21 04:19:54
Insurance for older homesYou may not find a company willing to provide all-risk coverage or replacement cost coverage. You should be able to buy a named-peril, ACV (pays depreciated value due to age) policy with basic fire & extended coverage. Contact a few agents.

In Florida, most insurers will require you get a 4 point inspection and the inspection covers roof, electrical, plumbing & AC. Based on the inspection, the insurance company will decide whether they'll sell you insurance.

Example, if the inspector deems your roof needs to be replaced, most companies won't insure you until you get roof fixed, replaced. ( they will let you know what needs to be done for you to "pass" inspection.)


Related Questions

User Avatar

MBA Insurance company has insurance for electric cars.

User Avatar

Plumbing insurance can be obtained from most of the major insurance companies. Admiral and Cornell do good rates but it is worth checking on comparethemarket to see if there is another company that is better.

User Avatar

What is the five digit insurance code for Hartford insurance in the state of Florida

User Avatar

Florida insurance is simply insurance based out of the state of Florida. If you live in Florida it would be best to purchase it there. If not, you may want to stay with an insurance company in your state. At the same time, if you are going on vacation to Florida, many travel agencies offer vacation insurance to reimburse you if your vacation is interrupted by hurricanes or other unusual weather.

Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.