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What insurance company will insure a home built in 1925 in Florida without the updates for electric plumbing and roof done?

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Wiki User
2011-07-21 04:19:54
2011-07-21 04:19:54
Insurance for older homesYou may not find a company willing to provide all-risk coverage or replacement cost coverage. You should be able to buy a named-peril, ACV (pays depreciated value due to age) policy with basic fire & extended coverage. Contact a few agents.

In Florida, most insurers will require you get a 4 point inspection and the inspection covers roof, electrical, plumbing & AC. Based on the inspection, the insurance company will decide whether they'll sell you insurance.

Example, if the inspector deems your roof needs to be replaced, most companies won't insure you until you get roof fixed, replaced. ( they will let you know what needs to be done for you to "pass" inspection.)

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