I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience.
First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred.
Second, you should always have a renter's insurance policy or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded.
Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Highly unlikely, Most home insurance policies these days specifically exclude coverage both property and liability for all fighting dog breeds.
It depends on your rental agreement. It is likely that his concern is liability and if you get insurance to cover him in case the dog bites someone, you might avoid court.
Dog insurance can cover almost everything from injuries to dogs, to accidents that can cause injuries, and even veterinary visits. It usually covers the majority of the costs and there is a copay just like health insurance.
When a dog bites someone or something.
Zurich insurance does not cover dogs unless you have a dog employed at your construction company. Zurich insurance specializes in commercial property and causality insurance.
Your health insurance will not cover your pets. It will usually cover children and spouse. Pets are not considered to be human beings by insurance companies.
Dog insurance is just like the insurance that we carry for ourselves. By purchasing dog insurance it will assist in the coverage of things such as surgeries that your dog may require to have. If you have purchased a breed that is known to have problems it might be a good investment. There are varying options for dog insurance. http://www.petinsurance.com/ http://www.moneysupermarket.com/c/pet-insurance/dog-insurance/
That will depend on the individual insurance carrier. Some will not cover dogs at all, some cover only certain breeds, and some will cover any dog with no previous history of aggression. Ask your insurance agent whether your own policy covers your dog.
Dog insurance is important to have if you have pets. It will help cover expenses if your dog gets ill and needs surgery or medicines. It will also help pay if the dog is run over.
Dog insurance is pretty much exactly what it sounds like. If you have pet insurance, you can be covered for if your pet is ill or is hurt by an accident. A certain amount of cover is given if you have the insurance plan.
Dog Bites Man was created in 2006.